Startup Business Loans UK
In short: For new UK limited companies, CoreFi brokers early-stage commercial finance (asset finance, invoice finance and lender-backed startup facilities). Personal government Start Up Loans are regulated consumer credit, so we point you to the right provider rather than broker them.
Startup finance helps a new UK business cover its first costs, from equipment and stock to working capital, before it has a long trading record.
For incorporated startups (limited companies and LLPs), CoreFi brokers commercial options such as asset finance, invoice finance and lender-backed early-stage facilities, matched across the market. The government Start Up Loan scheme is a personal, regulated consumer credit product (typically up to £25,000 in a director's own name); that is outside our unregulated remit, so we point you straight to the official scheme rather than broker it. That keeps you compliant and gets you to the best route for your situation.
Key Benefits
- Early-stage commercial finance for limited companies
- Asset and invoice finance available from early trading
- Clear, compliant routing of personal Start Up Loans
- Whole-of-market matching, no fee to search
Frequently Asked Questions
Can a brand-new company get finance?
Yes, though options are narrower. Asset finance (for equipment) and invoice finance (once you are billing) work from early on, and some lenders back limited-company startups. More trading and stronger directors open up more options.
What about the government Start Up Loan?
The government Start Up Loan is a personal loan in a director's own name and is regulated consumer credit. CoreFi arranges unregulated business finance for limited companies, so we refer you to the official scheme rather than broker it.
Do I need to be a limited company?
For the commercial finance we arrange, an incorporated company (Ltd or LLP) gives you the most options. Sole traders seeking personal startup credit are referred to the appropriate regulated route.
Related Funding Options
Small Business Loans UK
Small business loans from £5k to £250k for UK SMEs and limited companies. Fast unsecured funding for growth, cash flow and equipment. Free to search, no obligation.
Business Loans UK
Business loans for UK companies from £5k to £500k+. Unsecured and secured options, funded in days to a couple of weeks. Whole-of-market broker, no fee to search.
Asset Finance UK
Spread the cost of business equipment, machinery, and vehicles. Hire purchase, finance lease, and operating lease options for UK businesses.
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Get matched with lendersCoreFi is a trading name of JG Core Ltd (Company #16218779, England & Wales). CoreFi acts as a commercial finance broker and does not provide regulated financial advice. All products described are unregulated business-to-business finance. Information on this page is for general guidance only and does not constitute a formal offer of finance. Terms, rates, and availability are subject to lender criteria and may change without notice.