Business Loans UK
In short: Business loans give UK companies a lump sum from £5k to £500k+, repaid over 1 to 6 years. Unsecured options need no asset security and can fund in days; CoreFi matches you across the whole market for free.
A business loan is a lump sum a UK company borrows and repays over a fixed term, usually 1 to 6 years. Unsecured loans need no asset security and are decided mainly on your trading and turnover; secured loans use property or assets to unlock larger amounts or better rates.
Businesses use them for growth, hiring, stock, equipment, refinancing more expensive debt, or one-off costs. As a whole-of-market broker, CoreFi matches your need to the lenders most likely to approve it, and a broker confirms the best terms. It is free to search and there is no obligation.
Key Benefits
- Unsecured loans from £5k to £500k, secured options higher
- Funds often in days to a couple of weeks
- Fixed, predictable monthly repayments
- Whole-of-market: matched across many lenders, not one
Frequently Asked Questions
How much can my business borrow?
Unsecured lending is usually up to around one to two months of turnover (commonly £5k to £500k); secured lending against property or assets can go much higher. Your trading history, turnover and credit profile set the amount.
Do I need security or a personal guarantee?
Unsecured loans need no asset security but often a personal guarantee from a director. Secured loans use property or assets. We tell you up front what each option requires.
How fast can I get a business loan?
Unsecured loans can be funded within days to a couple of weeks once your bank statements and accounts are in. Secured lending takes longer because of valuations and legals.
Can I get a business loan with bad credit?
Often yes. Specialist lenders consider CCJs, defaults or limited history; the rate reflects the risk. We match you to the lenders most likely to approve your profile.
Related Funding Options
Small Business Loans UK
Small business loans from £5k to £250k for UK SMEs and limited companies. Fast unsecured funding for growth, cash flow and equipment. Free to search, no obligation.
Working Capital Finance UK
Working capital finance for UK businesses: revolving credit, overdraft alternatives, invoice finance and short-term loans to smooth cash flow. Free to search, whole-of-market.
Business Loans for Bad Credit UK
Business finance for UK companies with bad credit, CCJs or defaults. Specialist lenders consider adverse credit and limited history. See your real options, free to search.
Researching Unsecured Business Loans? Get the free guide
Plain-English, UK-specific. What it costs, who qualifies, and how to get the best terms, straight to your inbox.
- How unsecured business loans works and what it really costs
- Eligibility and the documents lenders ask for
- How CoreFi matches you to the right lenders from our panel
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Get matched with lendersCoreFi is a trading name of JG Core Ltd (Company #16218779, England & Wales). CoreFi acts as a commercial finance broker and does not provide regulated financial advice. All products described are unregulated business-to-business finance. Information on this page is for general guidance only and does not constitute a formal offer of finance. Terms, rates, and availability are subject to lender criteria and may change without notice.