When is the Autumn Budget 2026?

Autumn Budget 2026 is on Wednesday 28 October 2026. The Office for Budget Responsibility publishes its economic and fiscal outlook the same day.

How much more dividend tax do I pay in 2026-27?

From 6 April 2026 the dividend ordinary rate is 10.75% and the upper rate 35.75%, each 2 points higher than in 2025-26. The additional rate stays at 39.35% and the first £500 of dividends is still tax free. A basic-rate taxpayer pays £20 more for every £1,000 of dividends above the allowance.

When does tax on savings interest go up?

From 6 April 2027 savings interest outside an ISA is taxed at 22%, 42% and 47% instead of 20%, 40% and 45%. The personal savings allowance of £1,000 for basic-rate and £500 for higher-rate taxpayers is unchanged.

Does tax on rental income change?

Yes, from 6 April 2027 in England, Wales and Northern Ireland. Property income is taxed at 22%, 42% and 47%, relief for mortgage interest is given at 22%, and the personal allowance is set against earnings before rent.

Are income tax thresholds frozen?

Yes. The personal allowance stays at £12,570 and the higher-rate threshold at £50,270 until 5 April 2031. On the same income the bill does not change, but any rise in income is taxed at the top rate it reaches.

Is the cash ISA limit changing?

It was announced that from 6 April 2027 no more than £12,000 a year may go into cash ISAs for savers under 65. The overall ISA allowance stays at £20,000.

Will this page show the new Budget measures?

Yes. The measures announced on Budget day are added to the same engine, and every figure on this page, and in the app for members, moves with them.

Autumn Budget 2026: What It Means for You, in Pounds

The Budget is on Wednesday 28 October 2026. Before a word of it is spoken, three rises are already law: tax on dividends went up 2 points in April 2026, and tax on savings interest and rental profit goes up 2 points in April 2027, while the thresholds stay frozen to 2031. Put in your own figures to see what they cost you in pounds. On Budget day the new measures are added here and your figures move with them.

Three people, worked through

Who	Tax in 2025-26	Tax in 2030-31	Change a year
A company director paying themselves a £12,570 salary and £50,000 in dividendsTax on dividends up 2 points from 2026-27	£7,406	£8,396	+£990
A landlord earning £30,000, with £15,000 of rental profit and £5,000 of mortgage interestTax on rental profit up 2 points from 2027-28	£5,486	£5,686	+£200
A higher-rate earner on £60,000 with £5,000 of savings interest outside an ISATax on savings interest up 2 points from 2027-28	£13,232	£13,322	+£90

Income tax on the same income each year, rules for England, Wales and Northern Ireland.

Work out yours

Your figures for a year

Amounts for a whole tax year. Leave anything that does not apply at 0. Nothing you type leaves this page.

Earnings, pensions and other incomeGross pay, trading profit, pensions in payment

Dividends outside ISAsIncluding dividends from your own company

Savings interest outside ISAsBank and savings account interest

Rental profitRent less expenses, before mortgage interest

Mortgage interest on let propertyRelieved as a tax credit, not deducted

Changes already in law, 2025-26 to 2030-31

No change

Your income tax on these figures goes from £0 in 2025-26 to £0 in 2030-31, on the same income every year.

Your income tax, year by year

Tax year	Rules	Income tax	Change
2025-26	Last year	£0
2026-27	This year	£0	none
2027-28	Law, not yet in force	£0	none
2028-29	Law, not yet in force	£0	none
2029-30	Law, not yet in force	£0	none
2030-31	Law, not yet in force	£0	none

Other changes, and whether they reach you

Unused pensions count towards the estate for inheritance tax
Not known
From 6 April 2027, Autumn Budget 2024. Not known from your figures: the value of your pension savings.
VCT income tax relief cut from 30% to 20%
Not known
From 6 April 2026, Autumn Budget 2025. Not known from your figures: whether you subscribe to VCTs.
Cash ISA limit cut to £12,000 for under-65s
Not known
From 6 April 2027, Autumn Budget 2025. Not known from your figures: how much you pay into cash ISAs.
Income tax thresholds frozen for three more years, to April 2031
Does not apply
From 6 April 2028, Autumn Budget 2025. On the same income the freeze changes nothing. Each extra pound of earnings is taxed at 0% at your income, and the bands will not rise to meet it before 6 April 2031.
High Value Council Tax Surcharge on homes worth £2m or more
Not known
From 1 April 2028, Autumn Budget 2025. Not known from your figures: the value of homes you own in England.
National Insurance on salary-sacrificed pension above £2,000
Not known
From 6 April 2029, Autumn Budget 2025. Not known from your figures: whether you sacrifice salary into a pension.

Autumn Budget 2026 is on Wednesday 28 October 2026. Its measures are added here when they are announced, and these figures move with them.

How this is worked out

The same income in every year: £0 of earnings, £0 of rental profit, £0 of interest and £0 of dividends. Each difference is therefore a change in the rules, not in you.
Rates for England, Wales and Northern Ireland. Scottish income tax bands are not applied.
Interest and dividends are the TAXABLE amounts, outside ISAs and pensions, which these changes do not reach.

Not included

National Insurance, which these measures leave unchanged for employees, apart from the salary sacrifice limit checked separately.
Capital gains on a sale, which depend on the sale; the rates are in the tables and apply when one is made.
Unused finance costs carried forward, the High Income Child Benefit Charge, student loan repayments and the marriage allowance.
Growth in income. Under frozen thresholds a rise is taxed at the marginal rate it reaches; see the thresholds check.

Information about the rules, not advice about what to do. Rates are those in law, or announced where marked, for England, Wales and Northern Ireland.

Already decided, and when it lands

Monday 6 April 2026 (2026-27) · Law · Autumn Budget 2024
Business Asset Disposal Relief rate rises to 18%
Gains qualifying for Business Asset Disposal Relief are taxed at 18%, up from 14% in 2025-26 and 10% before that.
Finance Act 2025
Monday 6 April 2026 (2026-27) · Law · Autumn Budget 2025
Tax on dividends up 2 points
The dividend ordinary rate rises from 8.75% to 10.75% and the upper rate from 33.75% to 35.75%. The additional rate stays at 39.35% and the £500 allowance is unchanged.
Finance Act 2026
Monday 6 April 2026 (2026-27) · Law · Autumn Budget 2025
VCT income tax relief cut from 30% to 20%
Up-front income tax relief on new Venture Capital Trust subscriptions falls from 30% to 20%. EIS relief stays at 30%, and the limits on what EIS and VCT companies may raise doubled.
Finance Act 2026
Tuesday 6 April 2027 (2027-28) · Law · Autumn Budget 2024
Unused pensions count towards the estate for inheritance tax
Most unused pension funds and pension death benefits are included in the value of an estate for inheritance tax. Passing to a spouse, civil partner or charity stays exempt.
Finance Act 2026
Tuesday 6 April 2027 (2027-28) · Law · Autumn Budget 2025
Tax on savings interest up 2 points
Savings income is taxed at 22%, 42% and 47% instead of 20%, 40% and 45%. The personal savings allowance and the £5,000 starting rate are unchanged.
Finance Act 2026
Tuesday 6 April 2027 (2027-28) · Law · Autumn Budget 2025
Tax on rental profit up 2 points
Property income is taxed at 22%, 42% and 47%, mortgage interest relief is given at 22%, and the personal allowance is set against earnings before rent. England, Wales and Northern Ireland.
Finance Act 2026
Tuesday 6 April 2027 (2027-28) · Announced · Autumn Budget 2025
Cash ISA limit cut to £12,000 for under-65s
The overall ISA allowance stays at £20,000, but no more than £12,000 of it may go into cash ISAs each year for savers under 65.
Announced at Autumn Budget 2025; ISA regulations to follow
Saturday 1 April 2028 (2027-28) · Announced · Autumn Budget 2025
High Value Council Tax Surcharge on homes worth £2m or more
An annual charge on homes in England valued at £2m or more at 2026 prices: £2,500 up to £2.5m, £3,500 up to £3.5m, £5,000 up to £5m and £7,500 above, rising with CPI.
Announced at Autumn Budget 2025; subject to consultation
Thursday 6 April 2028 (2028-29) · Law · Autumn Budget 2025
Income tax thresholds frozen for three more years, to April 2031
The personal allowance stays at £12,570 and the higher-rate threshold at £50,270 until 5 April 2031. On the same income the bill does not change; any rise in income meets the top rate it reaches, with no uplift to the bands.
Finance Act 2026
Friday 6 April 2029 (2029-30) · Announced · Autumn Budget 2025
National Insurance on salary-sacrificed pension above £2,000
Only the first £2,000 a year of pension contributions made by salary sacrifice stays free of National Insurance, for employees and employers alike.
Announced at Autumn Budget 2025; National Insurance legislation separate from the Finance Act

What happens on Wednesday 28 October 2026

The Chancellor presents the Budget to the House of Commons and the Office for Budget Responsibility publishes its forecast the same afternoon. Nothing about the measures is known until then, and this page does not guess. As they are announced they are added to the engine above, marked as announced until Parliament passes them, and every figure on this page moves with them.

Your own figure, from your own accounts

CoreFi reads your bank, investment and property accounts, so on Budget day it can show what the new measures do to you without you typing anything in. Join the waitlist to be told when it opens.

No spam. One email when it opens, and you can leave the list at any time.

Questions

When is the Autumn Budget 2026?: Autumn Budget 2026 is on Wednesday 28 October 2026. The Office for Budget Responsibility publishes its economic and fiscal outlook the same day.
How much more dividend tax do I pay in 2026-27?: From 6 April 2026 the dividend ordinary rate is 10.75% and the upper rate 35.75%, each 2 points higher than in 2025-26. The additional rate stays at 39.35% and the first £500 of dividends is still tax free. A basic-rate taxpayer pays £20 more for every £1,000 of dividends above the allowance.
When does tax on savings interest go up?: From 6 April 2027 savings interest outside an ISA is taxed at 22%, 42% and 47% instead of 20%, 40% and 45%. The personal savings allowance of £1,000 for basic-rate and £500 for higher-rate taxpayers is unchanged.
Does tax on rental income change?: Yes, from 6 April 2027 in England, Wales and Northern Ireland. Property income is taxed at 22%, 42% and 47%, relief for mortgage interest is given at 22%, and the personal allowance is set against earnings before rent.
Are income tax thresholds frozen?: Yes. The personal allowance stays at £12,570 and the higher-rate threshold at £50,270 until 5 April 2031. On the same income the bill does not change, but any rise in income is taxed at the top rate it reaches.
Is the cash ISA limit changing?: It was announced that from 6 April 2027 no more than £12,000 a year may go into cash ISAs for savers under 65. The overall ISA allowance stays at £20,000.
Will this page show the new Budget measures?: Yes. The measures announced on Budget day are added to the same engine, and every figure on this page, and in the app for members, moves with them.

Information about the tax rules, not financial or tax advice. Figures are income tax only, for England, Wales and Northern Ireland, on the rules in law or announced where marked. Scottish income tax bands are not applied. CoreFi is a trading name of JG Core Ltd.