Funding for your business, matched in 60 seconds

Tell us what you need and we'll match you across our UK lender panel, then a CoreFi broker confirms the best terms. No fee to search, no obligation.

  • Every commercial finance product, one place
  • We do the legwork across the whole panel
  • Whole-of-market, not tied to one lender

Get matched with the right lenders

Tell us a little about your business and we will match you across our UK lender panel. No fee to search, no obligation.

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CoreFi is a commercial finance broker (JG Core Ltd). We handle unregulated B2B finance directly and refer regulated needs to FCA-authorised partners.

Browse funding guides

106 guides

Bridging Loans

Bridging Loans UK

Bridging loans from £50k to £25M, secured against UK property or land. Simple first-charge cases can complete in 5 to 7 working days. We place bridging deals across a whole-of-market lender panel & tell you which one fits your case.

£100k - £5M1 - 18 months
Bridging LoansProperty Development

Bridging Loans for Property Developers

Bridging finance for UK property developers: auction completions, light refurb, GDV lending, and chain breaks. We place these deals regularly. Call us to discuss yours.

£150k - £5M3 - 18 months
Bridging LoansConstruction

Bridging Loans for Construction Companies

Short-term bridging finance for UK construction companies. Secure land, cover retention gaps, and move on sites before the high street bank has issued a decision in principle.

£100k - £3M3 - 12 months
Bridging LoansAgriculture

Bridging Loans for Agricultural Businesses

Bridging loans for UK farms buying land, funding barn conversions, or moving on diversification projects before a longer-term agricultural mortgage can be arranged.

£75k - £2M3 - 18 months
Bridging LoansHospitality

Bridging Loans for Hospitality Businesses

Bridging finance for UK hotels, pubs, and restaurants. Secure a freehold site or fund a refurbishment before peak season opens. We place hospitality bridging loans regularly.

£100k - £3M3 - 18 months
Invoice Finance

Invoice Finance UK: Fund Your Sales Ledger, Not Your Property

Invoice finance advances up to 90% of an unpaid invoice, often within a day of raising it. We place factoring & discounting facilities for UK limited companies across most sectors, with no property charge required.

£10k - £10M facilityOngoing (12-month rolling)
Invoice FinanceRecruitment

Invoice Finance for Recruitment Agencies

Recruitment agencies pay contractors weekly but wait 30 to 60 days to collect. Invoice finance funds payroll from the day you raise the placement invoice. We place these facilities with lenders who know the sector.

£25k - £5M facilityOngoing (12-month rolling)
Invoice FinanceManufacturing

Invoice Finance for Manufacturers | Release Cash from Your Sales Ledger

UK manufacturers waiting 60-90 days for payment can release 80-90% of invoice value within 24 hours. We place invoice finance for manufacturing businesses across a range of facility sizes.

£50k - £10M facilityOngoing (12-month rolling)
Invoice FinanceWholesale

Invoice Finance for Wholesalers

Wholesale businesses sell on trade credit and wait 30-90 days while the stock cost sits on your books. Invoice finance for UK wholesalers releases that cash within 24 hours of raising an invoice.

£50k - £5M facilityOngoing (12-month rolling)
Invoice FinanceTransport & Logistics

Invoice Finance for Transport & Logistics

Haulage and logistics companies can draw cash from unpaid invoices once delivery is confirmed. Invoice finance for UK transport businesses, with POD integration and fuel card options.

£25k - £3M facilityOngoing (12-month rolling)
Invoice FinanceProfessional Services

Invoice Finance for Professional Services Firms

Confidential invoice discounting for consultancies, IT firms, law firms and accountancy practices. Release cash from 30 to 60 day client invoices without your clients knowing.

£50k - £5M facilityOngoing (12-month rolling)
Invoice FinanceCreative Agencies

Invoice Finance for Creative Agencies

Creative agencies front freelancer costs & media spend weeks before client payment lands. Invoice finance for creative agencies can advance up to 90% of your debtor book the day you raise the invoice. We broker the funders who fund phased project billing.

£25k - £2M facilityOngoing (12-month rolling)
Merchant Cash Advance

Merchant Cash Advance UK

A merchant cash advance repays from a percentage of your card sales, not a fixed monthly payment. We place MCA for UK businesses that need working capital fast and cannot tie up property.

£5k - £500k6 - 18 months (variable based on sales)
Merchant Cash AdvanceRetail

Merchant Cash Advance for Retail Businesses

UK retailers can borrow against future card sales, repaying a percentage of daily takings rather than a fixed monthly sum. See how a merchant cash advance works for retail and what it actually costs.

£5k - £300k6 - 12 months
Merchant Cash AdvanceHospitality

Merchant Cash Advance for Hospitality Businesses

Pubs, restaurants, cafes & hotels repay a merchant cash advance through card sales, not fixed monthly payments. We place these hospitality deals with providers who understand seasonal trade.

£5k - £250k6 - 12 months
Merchant Cash AdvanceHealthcare

Merchant Cash Advance for Healthcare Businesses

A merchant cash advance lets UK dental practices, clinics & pharmacies turn card payment revenue into working capital. Repayments track what you actually take, not a fixed monthly figure.

£10k - £500k6 - 18 months
Revenue-Based Finance

Revenue-Based Finance UK

Revenue-based finance lets UK businesses repay growth capital as a percentage of monthly revenue, not a fixed instalment. No equity, no property charge. Find out if your revenue qualifies.

£10k - £5M6 - 24 months (variable)
Revenue-Based FinanceTechnology

Revenue-Based Finance for Tech & SaaS Companies

Non-dilutive growth capital for UK SaaS & tech businesses, sized against your MRR. As a commercial finance broker we place revenue-based finance facilities from £25k to £5M for founders who would rather sell product than sell equity.

£25k - £5M6 - 24 months
Revenue-Based FinanceRetail

Revenue-Based Finance for Retail & E-Commerce

Revenue-based finance for UK online retailers & e-commerce brands: repay as a share of sales, no equity, no fixed monthly commitment. We place these deals regularly.

£10k - £2M6 - 18 months
Asset Finance

Asset Finance UK: Rates, Providers, HP & Leasing

Asset finance rates and providers for UK limited companies: hire purchase, lease and asset-backed loans. We are a broker, placing your case with lenders that fit.

£5k - £10M1 - 7 years
Asset FinanceManufacturing

Asset Finance for Manufacturers

Finance CNC machines, production lines, & industrial equipment for UK manufacturers. We place asset finance deals from £25k to £5M, hire purchase or finance lease.

£25k - £5M2 - 7 years
Asset FinanceConstruction

Asset Finance for Construction Plant & Machinery

Finance excavators, telehandlers, cranes and construction plant in the UK. We place construction asset finance with lenders who understand project-based cashflow.

£10k - £3M2 - 7 years
Asset FinanceTransport & Logistics

Asset Finance for Transport & Logistics

Finance trucks, trailers and fleet vehicles for UK haulage and transport operators. We place asset finance with lenders who understand operator licensing, ULEZ deadlines and commercial vehicle residuals.

£20k - £5M2 - 7 years
Asset FinanceAgriculture

Asset Finance for Agricultural Businesses

Finance tractors, combine harvesters, irrigation systems & farm equipment with asset finance built around harvest cash flow. We place agricultural deals across the UK.

£10k - £2M2 - 7 years
Asset FinanceRenewable Energy

Asset Finance for Renewable Energy

Finance solar, wind, battery storage & EV charging infrastructure for your business. We place asset finance for renewable energy projects across the UK.

£25k - £5M3 - 10 years
Commercial Mortgages

Commercial Mortgages UK: Buy or Refinance Business Property

Long-term finance for buying or refinancing commercial property in the UK. We place commercial mortgages on offices, warehouses, retail units, and mixed-use premises for limited companies.

£50k - £25M10 - 25 years
Commercial MortgagesProperty Development

Commercial Mortgages for Property Developers

Refinance completed developments onto long-term commercial mortgages, build a retained portfolio, or pull equity into the next site. We broker commercial mortgages for UK property developers.

£100k - £25M15 - 25 years
Commercial MortgagesHospitality

Commercial Mortgages for Hospitality Businesses: Pubs, Hotels & Restaurants

Commercial mortgages for pubs, hotels and restaurants in the UK. Long-term finance secured against trading hospitality property, valued on fair maintainable trade. We broke it to specialist lenders.

£100k - £10M15 - 25 years
Commercial MortgagesCare Homes

Commercial Mortgages for Care Homes

Care home mortgages are valued on EBITDA and occupancy, not just bricks. As a broker we place commercial mortgage care home UK deals with lenders who understand CQC ratings, fee mix, and registered-manager requirements.

£200k - £15M15 - 25 years
Commercial MortgagesHealthcare

Commercial Mortgages for Healthcare Premises

Buy a dental practice, GP surgery, pharmacy, or private clinic on a commercial mortgage. We place healthcare property finance across the UK, including SIPP & SSAS purchases.

£100k - £10M15 - 25 years
Commercial MortgagesRetail

Commercial Mortgages for Retail Premises

Buy your shop, showroom, or retail unit with a commercial mortgage. We place owner-occupied and investment retail deals across the UK, including mixed-use and high street.

£50k - £5M15 - 25 years
Unsecured Business Loans

Unsecured Business Loans UK: £1k to £500k, No Property Security

Unsecured business loans from £1k to £500k for UK limited companies. No charge on your property. We broker these deals and can tell you which lenders are open to your sector & turnover.

£5k - £500k1 - 5 years
Unsecured Business LoansProperty Development

Unsecured Business Loans for Property Developers

Unsecured funding for property developers covering pre-development costs, equity gaps, and working capital between projects. No property charge required. Talk to a broker.

£10k - £250k1 - 3 years
Unsecured Business LoansManufacturing

Unsecured Business Loans for Manufacturers

Unsecured business loans for UK manufacturers: fund raw materials, hiring, and contract ramp-up without charging your factory or plant. As a broker we place deals from £10k to £300k.

£10k - £300k1 - 5 years
Unsecured Business LoansRecruitment

Unsecured Business Loans for Recruitment Agencies

Unsecured business loans for UK recruitment agencies: fund a new desk, a CRM upgrade, or the gap before invoice finance goes live, without putting up property. We place these deals with lenders who read recruitment accounts properly.

£10k - £200k1 - 5 years
Unsecured Business LoansRetail

Retail Fit-Out & Expansion Loans (Unsecured)

Stock, fit-out & expansion funding for UK retailers with no property security required. We place unsecured business loans from £5k to £250k for high street & online shops.

£5k - £250k1 - 5 years
Unsecured Business LoansHospitality

Unsecured Business Loans for Hospitality Businesses

Unsecured business loans for UK pubs, restaurants & hotels. We place deals on trading accounts & card revenue, no property security needed.

£5k - £250k1 - 5 years
Unsecured Business LoansProfessional Services

Unsecured Business Loans for Professional Services Firms

Unsecured business loans for UK consultancies, law firms, accountancy practices and IT companies. Capital priced on trading strength, not property. We place these deals.

£10k - £500k1 - 5 years
Unsecured Business LoansHealthcare

Unsecured Business Loans for Healthcare Practices

Unsecured business loans for UK dental practices, clinics, pharmacies & private healthcare businesses. No charge on your premises. We place loans from £10k to £500k.

£10k - £500k1 - 5 years
Unsecured Business LoansTechnology

Unsecured Business Loans for Tech Companies

Unsecured business loans for UK SaaS, software & technology companies. Fund hiring, product development & marketing without giving away equity or charging property.

£10k - £500k1 - 5 years
Unsecured Business LoansTransport & Logistics

Unsecured Business Loans for Transport Companies

Unsecured business loans for UK haulage, courier, and logistics companies. Fund operator licences, driver training, and working capital without putting a truck or premises up as security.

£5k - £200k1 - 5 years
Unsecured Business LoansWholesale

Unsecured Business Loans for Wholesalers

UK wholesale businesses can borrow £10k to £300k unsecured to fund bulk stock purchases, new product lines, or warehouse capacity. No property charge required. We place these regularly.

£10k - £300k1 - 5 years
Unsecured Business LoansAgriculture

Unsecured Business Loans for Agricultural Businesses

No charge on your farmland. As a broker we place unsecured business loans from £5k to £200k for UK farms funding seasonal inputs, diversification, and working capital.

£5k - £200k1 - 5 years
Unsecured Business LoansCare Homes

Unsecured Business Loans for Care Homes

Unsecured business loan for care home operators: fund CQC compliance works, equipment, and staff training without a charge over your property. We place these regularly.

£10k - £300k1 - 5 years
Unsecured Business LoansImport & Export

Unsecured Business Loans for Import & Export Businesses

Working capital for UK import & export businesses without property security. We are a broker placing unsecured business loans that cover supplier advance payments, customs duties, and cash flow gaps in the trade cycle.

£10k - £300k1 - 5 years
Unsecured Business LoansCreative Agencies

Unsecured Business Loans for Creative Agencies

Unsecured business loans for UK creative, marketing, design & digital agencies. No property security required. We place deals where your revenue & retainer base does the talking.

£10k - £250k1 - 5 years
Trade FinanceManufacturing

Trade Finance for Manufacturers

UK manufacturers paying overseas suppliers before finished goods sell can use trade finance for manufacturers to bridge the gap. We place transactions from £25k to £5M with lenders who understand manufacturing lead times.

£25k - £5M per transaction30 - 180 days per transaction
Trade FinanceWholesale

Trade Finance for Wholesalers

UK wholesale distributors pay overseas suppliers on shipment but collect from customers 60 to 120 days later. We place trade finance that funds the purchase order and recovers when you get paid.

£25k - £3M per transaction30 - 180 days per transaction
Trade FinanceImport & Export

Trade Finance for Import & Export Businesses

Letters of credit, import finance, and supplier guarantees for UK businesses trading internationally. As a broker we place trade finance from £50k with specialist banks and trade finance houses, not the high street.

£50k - £10M facility30 - 180 days per transaction
Stock & Inventory FinanceRetail

Stock Finance for Retailers | Inventory Funding UK

Stock finance for UK retailers: a revolving credit facility advanced against inventory at cost, typically 50-70% advance rate. We place these deals for high street & e-commerce businesses.

£25k - £3M facilityOngoing (12-month rolling)
Stock & Inventory FinanceWholesale

Stock Finance for Wholesalers

Stock finance for wholesale and distribution businesses: a revolving facility secured against warehouse inventory, so your buying power does not stall between supplier invoice and customer payment.

£50k - £5M facilityOngoing (12-month rolling)
Stock & Inventory FinanceManufacturing

Stock Finance for Manufacturers

Stock finance for UK manufacturers: revolving facilities secured against raw materials, WIP, and finished goods to keep production running without waiting on customer payments.

£50k - £5M facilityOngoing (12-month rolling)
Construction & Development Finance

Construction & Development Finance UK

Development finance released in stages against your build schedule, not as a lump sum. We place construction finance for UK developers from £250k to £25M.

£250k - £25M6 - 24 months
Construction & Development FinanceProperty Development

Construction Finance for Property Developers

Development finance for UK residential & commercial property developers. A single facility covering land & build costs, drawn in stages. We place these deals from £250k to £25M.

£250k - £25M12 - 24 months
Construction & Development FinanceRenewable Energy

Construction Finance for Renewable Energy Projects

Construction finance for UK solar farms, onshore wind, battery storage & anaerobic digestion projects. Fund the build phase through to grid connection & commissioning.

£500k - £25M12 - 24 months (construction), refinance to 15-25 year project finance
VAT Loans

VAT Loans UK: Spread Your Quarterly VAT Bill

A VAT loan pays HMRC on your behalf and you repay in monthly instalments over 3 to 9 months. We place VAT loans from £5k to £500k for UK limited companies.

£5k - £500k3 - 9 months
VAT LoansRetail

VAT Loans for Retail Businesses

Quarterly VAT bills hit retail hardest just after peak trading, when cash is already tied up in stock. We place VAT loans for UK shops, e-commerce sellers, and retail chains that need to pay HMRC without draining working capital.

£5k - £200k3 - 9 months
VAT LoansHospitality

VAT Loans for Hospitality Businesses

Quarterly VAT bills hit UK pubs, restaurants & hotels when cash is already spent on restocking and seasonal prep. A VAT loan pays HMRC on time and spreads the cost over monthly instalments.

£5k - £150k3 - 9 months
VAT LoansManufacturing

VAT Loans for Manufacturers

Quarterly VAT bills hit hard when cash is already tied up in raw materials. VAT loans for UK manufacturing businesses spread the payment over three to nine months.

£10k - £500k3 - 9 months
VAT LoansProfessional Services

VAT Loans for Professional Services Firms

Professional services firms carry large net VAT liabilities because staff costs carry no input VAT to offset. We place VAT loans of £5k to £300k to cover the quarterly bill without touching working capital.

£5k - £300k3 - 9 months
VAT LoansConstruction

VAT Loans for Construction Companies

Construction VAT bills hit before project payments land. We place VAT loans that spread the quarterly HMRC liability across monthly instalments, keeping your project cash where it belongs.

£10k - £300k3 - 9 months
VAT LoansWholesale

VAT Loans for Wholesale Businesses

Wholesale & distribution firms face six-figure quarterly VAT bills. A VAT loan keeps your tax payment separate from stock & supplier cash flow. We place these deals with specialist tax finance lenders.

£10k - £500k3 - 9 months
Tax Loans

Tax Loans UK: Spread Corporation Tax, PAYE & Self Assessment

Spread Corporation Tax, PAYE, and Self Assessment liabilities over 3 to 12 months. Tax loans for UK businesses from £5k to £500k. The lender pays HMRC directly.

£5k - £500k3 - 12 months
Tax LoansProfessional Services

Tax Loans for Professional Services Firms

Spread Corporation Tax and partner Self Assessment bills for UK law firms, consultancies and professional practices. We place tax loans across the market.

£10k - £500k3 - 12 months
Tax LoansTechnology

Tax Loans for Technology Companies

Spread your Corporation Tax bill over 3 to 12 months and keep cash in the business for product and headcount. Tax loans for UK SaaS and tech companies.

£10k - £500k3 - 12 months
Tax LoansManufacturing

Tax Loans for Manufacturers

Spread your Corporation Tax bill over monthly payments and keep working capital in the factory instead of tied up in a single HMRC payment. Tax loans for UK manufacturers.

£10k - £500k3 - 12 months
R&D Tax Credit Advance

R&D Tax Credit Advance UK

R&D tax credit advance funding lets UK companies borrow against an expected R&D claim before HMRC pays it, turning a claim months away into working capital now. We place these facilities with specialist lenders across tech, manufacturing, cleantech and healthcare.

£50k - £5MRepaid on HMRC settlement
R&D Tax Credit AdvanceTechnology

R&D Tax Credit Advance for Tech Companies

UK SaaS and tech companies can draw 80-90% of an R&D tax credit claim weeks after filing instead of waiting six to twelve months for HMRC. We place R&D advances with lenders who assess the claim itself as security.

£25k - £2M3 - 12 months (until HMRC pays)
R&D Tax Credit AdvanceManufacturing

R&D Tax Credit Advance for Manufacturers

If your manufacturing business is developing new products or improving processes, you likely have an R&D tax credit sitting with HMRC. As a commercial finance broker, CoreFi introduces you to lenders who advance that credit now, before HMRC pays out. No equity, no asset charge.

£10k - £1M3 - 12 months (until HMRC pays)
R&D Tax Credit AdvanceRenewable Energy

R&D Tax Credit Advance for Renewable Energy

UK clean energy & cleantech companies can draw against their R&D tax credit claim months before HMRC pays. We place these deals with lenders who understand technical R&D in renewable energy.

£25k - £2M3 - 12 months (until HMRC pays)
R&D Tax Credit AdvanceHealthcare

R&D Tax Credit Advance for Healthcare & Medtech Companies

Draw down your HMRC R&D tax credit cash now instead of waiting out the repayment cycle. We place R&D advances for UK medtech, biotech, pharmaceutical, and digital health companies from £25k to £2M.

£25k - £2M3 - 12 months (until HMRC pays)
Revolving Credit Facilities

Revolving Credit Facility UK

A revolving credit facility gives a UK business a pre-agreed limit to draw, repay and redraw as cash flow demands, paying interest only on what is drawn. How an RCF works, how it is priced, and how it differs from an overdraft. We place these facilities across a commercial lender panel.

£50k - £10M1 - 3 year committed term
Revolving Credit FacilitiesRecruitment

Revolving Credit for Recruitment Agencies

A revolving credit facility lets UK recruitment agencies draw on payroll cash when placements spike and repay when clients settle. We place these from £25k to £2M.

£25k - £2M facility12 months (annually renewed)
Revolving Credit FacilitiesProfessional Services

Revolving Credit Facility for Professional Services Firms

Revolving credit for UK law firms, consultancies, and professional practices. Draw when you need it, repay when invoices clear. We place these across the panel.

£25k - £2M facility12 months (annually renewed)
Revolving Credit FacilitiesCreative Agencies

Revolving Credit Facility for Creative & Marketing Agencies

Revolving credit facility for UK creative, marketing and digital agencies. Cover freelancer costs, media buying and project cash flow gaps without reapplying each time.

£25k - £1M facility12 months (annually renewed)
Revolving Credit FacilitiesWholesale

Revolving Credit for Wholesale Businesses

A revolving credit facility gives UK wholesalers a committed line to draw and repay as stock cycles demand. As a broker we place these with lenders who understand trade terms.

£50k - £2M facility12 months (annually renewed)
Commercial Vehicle Finance

Commercial Vehicle Finance UK

Commercial vehicle finance for UK businesses: HGVs, vans, trucks, tractors and plant vehicles funded through hire purchase, finance lease or contract hire. We place these deals across an asset-finance lender panel and tell you which structure fits.

£10k - £2M+2 - 7 years
Commercial Vehicle FinanceTransport & Logistics

Commercial Vehicle Finance for Transport & Haulage

Finance HGVs, vans, and fleet vehicles for UK transport and haulage businesses. Hire purchase or lease, structured around your contracts rather than a bank's preference.

£10k - £3M (fleet)2 - 7 years
Commercial Vehicle FinanceAgriculture

Tractor & Farm Vehicle Finance

Finance tractors, trailers, ATVs, and specialist farm vehicles through agricultural asset lenders who build repayment around seasonal cash flow. Commercial vehicle finance for UK farming businesses.

£10k - £500k2 - 7 years
Commercial Vehicle FinanceConstruction

Tipper, HGV & Van Finance for Construction

Finance tippers, flatbeds, grab loaders & crew vehicles for your construction business. We place commercial vehicle finance for UK builders & contractors, with specialist bodywork bundled into one agreement.

£15k - £2M (fleet)2 - 7 years
Commercial Vehicle FinanceWholesale

Van & Refrigerated Truck Finance for Wholesalers

Commercial vehicle finance for UK wholesalers and distributors: vans, HGVs, refrigerated trucks. Hire purchase or contract hire, fleet or single unit. We broker these deals for limited companies.

£10k - £2M (fleet)2 - 5 years
Export Credit FinanceManufacturing

Export Finance for UK Manufacturers

Export finance for UK manufacturing businesses: fund production before the buyer pays, protect against overseas default, and access UKEF guarantees. Talk to a broker who places these deals.

£50k - £5MPer order (typically 90-180 days)
Export Credit FinanceImport & Export

Export Finance for International Trade Businesses

Export finance for UK international trade businesses: working capital to fulfil orders, credit insurance against buyer default, and UKEF-backed facilities. We place these deals.

£50k - £10M facilityPer order (90-360 days)
Export Credit FinanceAgriculture

Export Finance for Agricultural Exporters

Export finance for UK agricultural businesses shipping grain, livestock, food or drink overseas. We place deals from £25k to £2M, per shipment, and access UKEF guarantees where they apply.

£25k - £2MPer shipment (30-180 days)
Unsecured Business Loans

Business Loans UK

Business loans for UK limited companies from £5k to £500k+, unsecured or secured, repaid over 1 to 6 years. We place these across a wide lender panel. No fee to search.

£5k - £500k+1 - 6 years
Unsecured Business Loans

Small Business Loans UK

Small business loans from £5k to £250k for UK limited companies. We place unsecured facilities based on turnover & bank statements, not just credit scores. No fee to enquire.

£5k - £250k1 - 5 years
Unsecured Business Loans

Startup Business Loans UK

Early-stage commercial finance for new UK limited companies. CoreFi brokers asset finance, invoice finance & lender-backed startup facilities for incorporated businesses, and points you to the official government Start Up Loan scheme where that route fits better.

£5k - £100k1 - 5 years
Revolving Credit Facilities

Working Capital Finance UK: Revolving Credit, Invoice Finance & Short-Term Loans

Working capital finance for UK businesses: revolving credit, overdraft alternatives, invoice finance and short-term loans to cover the gap between paying out and getting paid. We place these across the market every week.

£5k - £250kRevolving / up to 24 months
Construction & Development Finance

Property Development Finance UK

Development finance for UK property projects: stage-released funding sized against build costs and GDV, from £100k to £25M+. We place ground-up builds, conversions and refurbishments with specialist development lenders.

£100k - £25M+6 - 24 months
Unsecured Business Loans

Business Loans for Bad Credit UK

UK businesses with CCJs, defaults or thin credit history can still access finance. The lender who says yes is rarely the high street. See which products work for adverse-credit profiles.

£5k - £250k1 - 5 years
Bridging Loans

Cheapest Bridging Finance UK: What Actually Drives the Rate

The cheapest bridging finance in the UK goes to low-LTV, first-charge residential cases with an evidenced exit, where indicative rates start around 0.5% per month. We package your deal and take it to the lenders pricing that profile best.

£100k - £25M1 - 24 months
Unsecured Business Loans

Business Loan Rates UK: What Each Product Actually Costs

UK business loan rates by product: unsecured loans, secured loans, bridging, asset finance and invoice finance. Real market ranges, not a quote. We place these deals and will tell you what your case is likely to price at.

£5k - £25M+ (all products)Varies by product
Invoice Finance

Invoice Factoring vs Invoice Discounting: What Actually Differs

Invoice factoring vs discounting: one hands credit control to the lender, one keeps it with you. Both advance up to around 90% of invoice value. We broker both and can tell you which lender is likely to approve you.

Up to ~90% of invoicesRevolving
Asset Finance

Asset Finance vs a Bank Loan: Which for Equipment?

Asset finance vs a bank loan for equipment and vehicles: the security mechanic changes everything. For most kit purchases asset finance is the right structure. UK commercial finance broker.

£5k - £10M1 - 7 years
Merchant Cash Advance

Merchant Cash Advance vs Business Loan: Which Fits Your Business?

An MCA repays from your daily card takings; a business loan has fixed monthly payments. Which fits depends on how you take money and how even that income is. We place both.

£5k - £500kVaries (MCA has no fixed term)
Asset Finance

Asset Finance for Bad Credit UK

Adverse credit weighs less on asset finance: the lender is secured on the kit and its resale value. We place UK limited-company deals with specialist lenders.

£10k - £500k1 - 7 years
Bridging Loans

Bridging Loans for Bad Credit UK

Bridging is asset-led, so adverse credit is tolerated where security and exit are strong. Your property is at risk if you miss repayments. We place these cases.

£75k - £5M1 - 18 months
Invoice Finance

Invoice Finance for Bad Credit UK

Invoice finance is secured on your customers' ability to pay, not your credit file, so adverse credit weighs far less. We place UK limited-company ledgers.

£25k - £5M12-month rolling facility
Merchant Cash Advance

Merchant Cash Advance for Bad Credit UK

A merchant cash advance is repaid from card takings, so the lender reads terminal volumes, not your credit file. Cost is higher. We place limited-company deals.

£5k - £300kNo fixed term (typically 4 - 12 months)
Asset Finance

Asset Finance for Shipping Containers

Finance shipping containers for storage, logistics or conversion. We are a broker placing container finance for UK limited companies, hire purchase or lease.

£10k - £2M3 - 7 years
Asset Finance

Asset Finance for Catering Equipment

Finance ovens, refrigeration and kitchen fit-outs for hospitality. We are a broker placing catering equipment finance for UK limited companies, HP or lease.

£5k - £250k2 - 5 years
Asset Finance

Asset Finance for IT Equipment

Finance servers, laptops and networking on a refresh cycle. We are a broker placing IT equipment finance for UK limited companies, lease or hire purchase.

£5k - £500k2 - 4 years
Asset Finance

Asset Finance for Gym Equipment

Finance cardio, strength kit and full commercial gym fit-outs. We are a broker placing gym equipment finance for UK limited companies, hire purchase or lease.

£10k - £500k3 - 5 years
Trade Finance

Trade Finance UK: Letters of Credit & PO Finance

Letters of credit, supplier finance and purchase-order funding for UK limited companies. We place trade finance with specialist trade desks, from £25k.

£25k - £10M per transaction30 - 180 days per transaction
Stock & Inventory Finance

Stock Finance UK: Inventory-Backed Working Capital

Stock finance advances 50 to 70% against inventory at cost, revolving as you sell and restock. We place these facilities for UK limited companies, from £25k.

£25k - £5M facilityOngoing (12-month rolling)
Export Credit Finance

Export Finance UK: Fund Overseas Orders

Export finance funds UK exporters before overseas buyers pay: invoice advances, credit insurance and UKEF-backed options. We place these deals from £25k.

£25k - £10M facilityPer order (typically 90-360 days)

What is business finance?

Business finance (also called commercial finance) is funding that helps a UK business start, run or grow, from short-term cash flow to property, equipment and acquisitions. It spans many products, each suited to a different need, amount and timeframe. As a whole-of-market broker, CoreFi matches your need to the right lender across our panel; we are not a lender, and there is no fee to search.

The main types of business finance

Business loans (£5k to £500k+): Unsecured or secured lump sums for growth, cash flow, hiring or one-off costs, repaid over a fixed term.

Bridging loans (£100k to £25M): Fast short-term property finance for purchases, auctions, chain breaks or refurbishment, usually 1 to 18 months.

Invoice finance (up to ~90% of invoices): Release the cash tied up in unpaid invoices (factoring or discounting) so you are not waiting 30 to 90 days to get paid.

Asset finance (£5k to £10M+): Spread the cost of equipment, plant, machinery or vehicles over their working life with hire purchase or leasing.

Commercial mortgages (£50k to £25M+): Buy or refinance trading premises or investment property over a longer term.

Merchant cash advance (£5k to £500k): Borrow against future card takings and repay as a small percentage of each sale, suited to retail and hospitality.

Development finance (£100k to £25M+): Stage-released funding for ground-up builds, conversions and heavy refurbishment, based on costs and end value.

Working capital (£5k to £250k): Short-term funding and overdraft alternatives to smooth cash flow, fund stock or cover seasonal gaps.

How to get business funding

  1. Tell us what you need: the amount and what it is for. It takes about 60 seconds.
  2. We match you across our whole-of-market panel to the lenders whose criteria actually fit.
  3. A CoreFi broker confirms the best terms and packages your case for the lender.
  4. The lender underwrites and issues an offer.
  5. Funds are drawn down. It is free to search, and you only proceed if the terms work for you.

Business finance FAQs

What is business finance?

Business finance (or commercial finance) is funding that helps a UK business start, run or grow, from short-term cash flow to property, equipment and acquisitions. It covers many products, each suited to a different need, amount and timeframe.

How much can I borrow?

It depends on the product, your turnover, trading history and any security. Across our panel, deals range from a few thousand pounds of working capital to £25M+ for property and development. Get matched and we will give you a realistic range for your situation.

Does CoreFi charge a fee to search?

No. Getting matched is free with no obligation. A clearly disclosed arrangement fee only applies on a completed, drawn-down deal, and you see it before you commit.

How fast can I get funding?

It varies by product. Bridging can complete in days; business loans, invoice finance and asset finance are often arranged within one to two weeks once your documents are in.

Is CoreFi a lender or a broker?

CoreFi is a whole-of-market commercial finance broker. We match you with lenders across our panel and package your case; we do not lend the money ourselves.

Do I need a personal guarantee?

Often for unsecured lending, yes. Secured and asset-backed facilities may not require one. It varies by lender and we will tell you up front what each option needs.

Can I get business finance with bad credit?

Often yes. Specialist lenders consider adverse credit, CCJs or limited trading history; the rate and terms reflect the risk. We match you to the lenders most likely to say yes.

Who can use CoreFi?

We arrange unregulated business-to-business finance for UK limited companies and LLPs. For personal or regulated needs (such as residential mortgages or insurance) we introduce you to trusted FCA-authorised partners.

Business funding by location

Lender appetite varies by city and region, so it helps to see the local picture. Each guide below covers the funding available where your business is based, from asset finance to development finance.

See all locations we cover

Business funding by sector

Lender appetite is shaped by industry as much as by product. Each guide below covers the funding that fits a sector, the pain points lenders already understand, and what they look for in that trade.

See all sectors we cover

Not sure which product you need?

That's what we're for. Tell us about your business and we'll match you with the right funding from our panel. No fees, no obligation.

Get matched

CoreFi is a trading name of JG Core Ltd (Company #16218779, England & Wales). CoreFi acts as a commercial finance broker and does not provide regulated financial advice. All products listed are unregulated business-to-business finance. Information is for general guidance only.