2025-04-06 · 5 min read
UK ISA Allowances 2025/2026: What You Actually Need to Know
The ISA allowance is £20,000 for 2025/2026, and since April 2024 you can split it across multiple ISAs of the same type. Here is what that means in practice.
CoreFi Blog
Guides and insights for building long-term financial clarity.
2025-03-15 · 6 min read
Debt Avalanche vs Snowball: Which One Actually Saves You Money?
Two methods, one mathematically superior. Here is how each works, where they trip people up, and which you should use.
2025-02-28 · 7 min read
Pension Tax Relief: How It Actually Works (and Who's Missing Out)
Most people know pensions get tax relief. Far fewer know that higher-rate taxpayers have to claim part of it themselves, and thousands never do. Here is the full picture, in plain English.
2025-01-20 · 5 min read
Building an Emergency Fund: What You Actually Need to Know
Most advice on emergency funds is vague to the point of uselessness. Here is a specific, honest guide to how much to save, where to put it, and the trap that stops most people getting started.
2026-01-15 · 6 min read
Open Banking UK: Is It Actually Safe?
Open Banking lets apps read your bank data without ever touching your login credentials. Here is how the FCA-regulated system works, what it cannot do, and why "read-only" is the phrase that matters.
2026-01-28 · 7 min read
How to Calculate Your Net Worth (UK Guide)
Your salary tells you what you earn. Your net worth tells you what you've built. Here's how to calculate it honestly, in about 10 minutes.
2026-02-03 · 8 min read
Best UK Budget Apps 2026, An Honest Comparison
We compared Money Dashboard, Emma, Plum, Snoop, and CoreFi. Here's what each does well and where it falls short, including us.
2026-02-06 · 6 min read
How to Reduce Credit Card Interest in the UK
UK credit card rates average around 23% APR. Here is what actually cuts what you pay, and the traps that keep you paying.
2025-12-10 · 7 min read
ISA, SIPP or GIA: Which Account Should You Actually Use?
Three wrappers, very different rules. Here is what each one does to your tax bill, what catches people out, and the order most investors should follow.
2026-01-05 · 6 min read
UK Tax Deadlines You Can't Afford to Miss (2026/27)
Every important UK tax date for the 2026/27 tax year: Self Assessment, VAT quarters, Corporation Tax, and the allowances that changed. Miss one and HMRC starts charging from day one.
2025-11-20 · 7 min read
How to Track All Your Investments in One Place
ISAs, pensions, crypto, stocks, property, most people have investments scattered everywhere. Here's how to consolidate them into one view.
2025-10-15 · 9 min read
Financial Independence UK: How to Calculate Your Number
The maths behind FIRE is simpler than most people think. One formula, a few UK-specific wrinkles, and a savings rate table that makes the timeline feel very real.
2025-09-20 · 8 min read
How to Pay Off Debt Faster in the UK (And Which Strategy Actually Suits You)
Balance transfers, avalanche, and snowball all work, but not for everyone. Here is what the maths says, what the psychology says, and what most people should do first.