Money & debt calculators

Free UK calculators for everyday money decisions: clearing a credit card, the real cost of paying only the minimum, and your debt-free date. No sign-up to use them, and every figure is an indicative planning estimate, not advice.

Credit card payoff calculator

Enter your card balance, its APR and the fixed amount you pay each month to see how many months until the card is clear, your debt-free date, and the total interest you will pay. Paying more each month clears it sooner and costs less in interest. Figures assume you add no new spending to the card.

Track every debt in one place

See all your balances and your real payoff date, and watch it move as you pay down. Free, no card required.

Track it free