Small Business Loans UK
In short: Small business loans give UK SMEs £5k to £250k, usually unsecured and funded within days. CoreFi matches you across the whole market for free, with no obligation.
Small business loans are unsecured or secured lump sums for UK SMEs and limited companies, typically £5k to £250k, repaid over 1 to 5 years. They are built for smaller turnovers and quicker decisions than large corporate facilities.
Common uses are working capital, hiring, marketing, stock and equipment. Many lenders specialise in small businesses and decide largely on your bank statements and turnover, so funding can be fast. CoreFi matches you across the whole market so you see the options that actually fit, for free.
Key Benefits
- Unsecured funding from £5k to £250k
- Decisions in hours, funding in days for many lenders
- Suited to smaller turnovers and newer companies
- No fee to search, no obligation
Frequently Asked Questions
What size business qualifies?
Most small-business lenders want at least a few months of trading and a minimum monthly turnover (often around £5k to £10k). Newer companies have fewer options, but we can still point you to startup-friendly lenders.
Is the loan secured?
Usually unsecured, decided on your trading, with a director personal guarantee common. Secured options exist for a larger amount or better rate against property or assets.
How quickly can I get funded?
Many small-business lenders decide within hours and fund within a few days once your bank statements are in.
Related Funding Options
Business Loans UK
Business loans for UK companies from £5k to £500k+. Unsecured and secured options, funded in days to a couple of weeks. Whole-of-market broker, no fee to search.
Working Capital Finance UK
Working capital finance for UK businesses: revolving credit, overdraft alternatives, invoice finance and short-term loans to smooth cash flow. Free to search, whole-of-market.
Startup Business Loans UK
Early-stage finance for new UK limited companies. CoreFi brokers commercial finance for incorporated startups, and refers personal government Start Up Loans to the right provider.
Researching Unsecured Business Loans? Get the free guide
Plain-English, UK-specific. What it costs, who qualifies, and how to get the best terms, straight to your inbox.
- How unsecured business loans works and what it really costs
- Eligibility and the documents lenders ask for
- How CoreFi matches you to the right lenders from our panel
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Get matched with lendersCoreFi is a trading name of JG Core Ltd (Company #16218779, England & Wales). CoreFi acts as a commercial finance broker and does not provide regulated financial advice. All products described are unregulated business-to-business finance. Information on this page is for general guidance only and does not constitute a formal offer of finance. Terms, rates, and availability are subject to lender criteria and may change without notice.