Business finance calculators

Free, no-sign-up tools to plan limited-company business finance. Every figure is an indicative estimate, not a quote or a credit decision, and no credit search is run.

Bridging loan calculator

Free UK bridging loan calculator: work out the monthly interest, total cost, exit figure and LTV on a bridging loan, rolled-up or serviced. Indicative business finance for limited companies.

Business loan calculator

Free UK business loan repayment calculator: enter the amount, rate and term to see the monthly repayment, total interest and total repayable. Indicative unsecured business finance for limited companies.

DSCR calculator

Free UK DSCR calculator: work out your debt-service coverage ratio and the maximum loan your income supports at a 1.25 target. Indicative commercial finance for limited companies.

Asset finance calculator

Free UK asset finance calculator: work out the monthly payment, total cost and interest on hire purchase or a finance lease for vehicles, plant and equipment, with an optional deposit and balloon. Indicative business finance for limited companies.

Commercial mortgage calculator

Free UK commercial mortgage calculator: enter the property value, loan, rate and term to see the monthly repayment, the loan-to-value and the total cost over the term. Indicative commercial finance for limited companies.

Invoice finance calculator

Free UK invoice finance calculator: enter your invoice value, advance rate and fee to see the cash you release now, the total fee and the effective annual cost of factoring or invoice discounting. Indicative business finance for limited companies.

Development finance calculator

Free UK development finance calculator: enter the GDV, land and build costs to see the maximum loan by loan-to-GDV and loan-to-cost, the equity you need, the rolled-up finance cost and the projected profit. Indicative business finance for limited companies.

Development exit finance calculator

Free UK development exit calculator: compare staying on development finance against refinancing a completed scheme onto a cheaper exit facility while the units sell, including the interest saved, the fees and any equity release. Indicative business finance for limited companies.

Merchant cash advance calculator

Free UK merchant cash advance calculator: turn a factor rate into the total you repay, the daily holdback, the estimated repayment time and the effective annual cost so you can compare it fairly against a loan. Indicative business finance for limited companies.

Revenue-based finance calculator

Free UK revenue-based finance calculator: enter the advance, your monthly revenue, the revenue share and the repayment cap to see the total you repay, the monthly payment, the likely repayment time and the effective annual cost. Indicative business finance for limited companies.