Free Guides · No Jargon · UK Focused
Learn about UK finance
28 plain-English guides covering the questions people actually ask about money, tax, and investing in the UK.
Tax
8 guidesCapital Gains Tax UK: Rates, Allowances, and How to Calculate
Understand UK capital gains tax — current rates, the annual exempt amount, and how to calculate what you owe. Free guide from CoreFi.
Self Assessment Tax Return: A Step-by-Step UK Guide
How to complete your HMRC Self Assessment — who needs to file, key deadlines, and how to avoid penalties. Free guide from CoreFi.
How to Legally Reduce Your Tax Bill in the UK
Legal ways to reduce your UK tax bill — ISAs, pensions, Gift Aid, allowances, and more. Free guide from CoreFi.
Dividend Tax UK: Rates, Allowance, and How to Pay Less
UK dividend tax rates for 2024-25, the £500 allowance, and salary vs dividend extraction for directors. Free guide from CoreFi.
Inheritance Tax UK: Thresholds, Rates, and How to Plan
UK inheritance tax thresholds, the nil-rate band, residence relief, and legitimate planning strategies. Free guide from CoreFi.
Student Loan Repayment UK: Thresholds, Plans, and Strategies
UK student loan repayment thresholds, Plan 1-5 differences, and whether to repay early. Free guide from CoreFi.
VAT Registration UK: When to Register and How It Works
When to register for VAT in the UK, the £90,000 threshold, flat rate scheme, and how to charge VAT. Free guide from CoreFi.
IR35 Explained: What Contractors Need to Know
What IR35 is, how it affects contractors, inside vs outside determinations, and how to stay compliant. Free UK guide from CoreFi.
Savings
4 guidesWhat Is an ISA? A Simple UK Guide
Learn what an ISA is, how the tax-free wrapper works, the 2024-25 allowance, and which type suits you. Free guide from CoreFi.
ISA vs Pension: Which Is Better for You?
Compare ISAs and pensions side by side — tax relief, access, and flexibility. Free UK guide from CoreFi.
Lifetime ISA Explained: Rules, Bonus, and Penalties
How the Lifetime ISA works — 25% government bonus, withdrawal rules, and penalties. Free UK guide from CoreFi.
How to Use Your ISA Allowance Before April 6
Strategies for using your full £20,000 ISA allowance before the tax year ends. Free UK guide from CoreFi.
Credit
4 guidesHow to Improve Your Credit Score in the UK
Practical steps to improve your UK credit score — register to vote, reduce utilisation, fix errors, and more. Free guide from CoreFi.
What Is APR? Understanding Annual Percentage Rate
What APR means, how it differs from interest rate, and why it matters for credit cards and loans. Free UK guide from CoreFi.
Balance Transfers Explained: 0% Deals and How They Work
How balance transfer credit cards work, typical fees, and how to use them to clear debt faster. Free UK guide from CoreFi.
Debt Payoff Strategies: Avalanche vs Snowball Method
Compare the avalanche and snowball debt payoff methods — which saves more and which keeps you motivated. Free UK guide from CoreFi.
Investing
2 guidesHow to Start Investing in the UK: A Beginner's Guide
A beginner's guide to investing in the UK — where to start, index funds, ISAs, and common mistakes to avoid. Free guide from CoreFi.
Bonds vs Shares: What Is the Difference?
Bonds vs shares explained — risk, returns, and when to use each in your UK investment portfolio. Free guide from CoreFi.
Crypto
3 guidesCrypto Tax UK: How HMRC Taxes Bitcoin and Cryptocurrency
How HMRC taxes crypto in the UK — capital gains, income tax, DeFi, staking, and record-keeping requirements. Free guide from CoreFi.
DeFi Tax UK: How HMRC Taxes Lending, Staking, and Liquidity
How DeFi activities are taxed in the UK — lending, borrowing, staking, liquidity pools, and wrapped tokens. Free guide from CoreFi.
NFT Tax UK: How Are NFTs Taxed by HMRC?
How HMRC taxes NFTs — minting, selling, royalties, and record-keeping for non-fungible tokens. Free UK guide from CoreFi.
Budgeting
2 guidesHow to Budget: A Simple UK Guide
A practical budgeting guide for the UK — the 50/30/20 rule, tracking spending, and building an emergency fund. Free guide from CoreFi.
Emergency Fund: How Much Do You Need and Where to Keep It
How much to save in an emergency fund, where to keep it, and how to build one on a tight budget. Free UK guide from CoreFi.
Property
3 guidesStamp Duty UK: Rates, Thresholds, and How to Calculate
UK stamp duty land tax rates, first-time buyer relief, and additional property surcharge. Free guide from CoreFi.
How Much Can I Borrow for a Mortgage in the UK?
Mortgage affordability in the UK — income multiples, stress testing, and what lenders look at. Free guide from CoreFi.
Buy-to-Let Tax UK: What Landlords Need to Know
Tax implications of buy-to-let in the UK — income tax, Section 24, CGT, stamp duty surcharge, and allowable expenses. Free guide from CoreFi.
Pensions
2 guidesPension Tax Relief Explained: How Much Free Money Do You Get?
Understand pension tax relief in the UK — how it works, annual and lifetime limits, and carry forward rules. Free guide from CoreFi.
Workplace Pension Explained: Auto-Enrolment and Your Rights
How UK workplace pensions work — auto-enrolment, minimum contributions, and what your employer must pay. Free guide from CoreFi.
Educational only. Not financial, tax, or legal advice. CoreFi is not regulated by the FCA.