Self-Employed · Commission-Only · No FCA Licence Needed

Help Businesses Get Funded.
Get Paid Well Doing It.

UK businesses need finance every day. Bridging loans, invoice funding, cash advances, asset purchases. Join CoreFi and earn up to 70% commission on every funded deal. Or just pass leads and earn a referral fee.

Referrer (just pass leads)

~£540/mo

3 referrals/month · 30 seconds each

Agent (close deals)

~£6,500/mo

5 deals/month · 55% self-sourced split

Already a broker? Log in to your dashboard →

16

Finance Products

70%

Top Agent Split

5.7M

UK SMEs

£0

Desk Costs

What You Sell

Four Categories of Business Finance

Every product solves a real problem for a business owner. All unregulated B2B, no FCA licence needed.

Secured Finance

Bridging loans, commercial mortgages, construction finance, asset finance, commercial vehicles

Typical deal

£40k – £1M+

Your commission

£750 – £15,000

Unsecured Finance

Merchant cash advances, unsecured business loans, revenue-based finance, revolving credit

Typical deal

£25k – £200k

Your commission

£750 – £6,000

Receivables-Based

Invoice finance, trade finance, stock finance, export credit finance

Typical deal

£100k – £250k

Your commission

£1,000 – £5,000

Tax-Backed

VAT loans, tax loans, R&D tax credit advances

Typical deal

£30k – £150k

Your commission

£600 – £4,500

Commission shown is gross (before split). Agent keeps 35-70% depending on tier and lead source. Referrer earns 5-12% of gross commission.

How It Works

Four Steps to Your First Deal

No finance experience needed. We provide training, tools, and a panel of lenders. You bring the relationships.

01

Find a Business

Know a business that needs finance? Your network, your industry contacts, or leads we generate for you.

02

Submit to CoreFi

Referrers: send us a name and number (30 seconds). Agents: enter full details into the CRM (5 minutes).

03

We Do the Work

We match the deal to lenders, handle applications, paperwork, and underwriting. You stay in the loop.

04

Get Paid

Deal funds → commission held during clawback period (90-180 days) → released → you invoice → paid within 14 days.

Earnings Calculator

See What You Could Earn

Choose your path. Pass leads as a referrer, or close deals as an agent.

3

How referrals work

You do: Send us a name, company, and phone number. Takes 30 seconds.

We do: Contact the customer, arrange the finance, handle all paperwork.

You earn: 5% of our commission per funded deal (~£180 average).

Your Monthly Referral Earnings

£540

3 deals × ~£180 avg (5% of commission)

Annual projection

£6,480

Referrer Tiers: earn more as you send more deals

Intro
Start5%
Regular
10+ funded deals8%
Premium
50+ funded deals12%
Apply as a Referrer
Agent Tiers

Earn More as You Grow

Start at 55%. As your lifetime earnings grow, you permanently unlock higher splits. Your rate also depends on where the lead came from.

Associate

55%

Starting tier

Broker

60%

After £50,000 earned

Senior

65%

After £1,000,000 earned

Partner

70%

After £10,000,000 earned

Commission by Lead Source

Find your own leads and you earn the highest split. Leads from referrers or our platform pay less because there are shared costs.

Lead SourceAssociateBrokerSeniorPartner
You found the lead55%60%65%70%
Referrer brought the lead45%50%55%60%
CoreFi platform / organic35%40%45%50%

Monthly Volume Bonuses

£500

£250,000+ volume/month

£1,500

£500,000+ volume/month

£3,000

£1,000,000+ volume/month

£5,000

£2,500,000+ volume/month

£10,000

£5,000,000+ volume/month

How payment works

Commission is held for 90 days (short-term products) or 180 days (longer-term products) after a deal funds. This clawback period protects everyone. If the borrower defaults early, the lender claws back their fee. Once the window clears, your commission is released and you invoice CoreFi. Invoices paid within 14 days.

FAQ

Common Questions

Everything you need to know about becoming a CoreFi broker or referrer.

Referral Network

Regulated Products

These products require FCA authorisation. We refer them to regulated partners. You still earn a referral fee.

Referral

Residential Mortgages

Home purchase, remortgage, and equity release for individuals.

FCA regulated. Requires CeMAP qualification and FCA authorisation.

Referral

Personal Vehicle Finance

PCP, HP, and personal contract hire for individuals.

FCA regulated under Consumer Credit Act when borrower is an individual.

Referral

Personal Loans

Unsecured lending to individuals for personal use.

FCA regulated consumer credit.

Referral

Insurance Broking

Commercial and personal insurance placement.

FCA regulated. Requires authorisation under IDD.

Referral

Second Charge Mortgages

Secured loans against residential property (even for business purposes).

FCA regulated since 2016 under MCD regulations.

Referral

Buy-to-Let Mortgages

Consumer buy-to-let where borrower lives in or has lived in the property.

Partially regulated. Consumer BTL requires FCA authorisation.

Got a deal that needs FCA-regulated advice? Submit it anyway. We'll refer it to a regulated partner and you still earn a referral fee.

Apply

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You Already Know Businesses
That Need Finance.

A supplier waiting on invoices. A company expanding into new premises. A seasonal business needing cash flow. You can be the person who connects them with the right funding, as a referrer or as a broker.

Already a referrer? View your dashboard →

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