Tax year 2026/27
Take-home pay calculator
Enter a salary to see what reaches your bank after income tax and National Insurance in 2026/27. A £40,000 salary, for example, leaves £2,693.30 a month.
£
- Take-home a month
- £2,693.30
- Take-home a year
- £32,319.60
- Income tax
- £5,486.00
- National Insurance
- £2,194.40
- In Scotland, a month
- £2,687.88
- Of the next £1,000, you keep
- £720.00
Salary after tax, by salary
£15,000 to £30,000
£31,000 to £50,000
£31,000 after tax£32,000 after tax£33,000 after tax£34,000 after tax£35,000 after tax£36,000 after tax£37,000 after tax£38,000 after tax£39,000 after tax£40,000 after tax£41,000 after tax£42,000 after tax£43,000 after tax£44,000 after tax£45,000 after tax£46,000 after tax£47,000 after tax£48,000 after tax£49,000 after tax£50,000 after tax
£51,000 to £80,000
£51,000 after tax£52,000 after tax£53,000 after tax£54,000 after tax£55,000 after tax£56,000 after tax£57,000 after tax£58,000 after tax£59,000 after tax£60,000 after tax£61,000 after tax£62,000 after tax£63,000 after tax£64,000 after tax£65,000 after tax£66,000 after tax£67,000 after tax£68,000 after tax£69,000 after tax£70,000 after tax£71,000 after tax£72,000 after tax£73,000 after tax£74,000 after tax£75,000 after tax£76,000 after tax£77,000 after tax£78,000 after tax£79,000 after tax£80,000 after tax
£81,000 to £100,000
£81,000 after tax£82,000 after tax£83,000 after tax£84,000 after tax£85,000 after tax£86,000 after tax£87,000 after tax£88,000 after tax£89,000 after tax£90,000 after tax£91,000 after tax£92,000 after tax£93,000 after tax£94,000 after tax£95,000 after tax£96,000 after tax£97,000 after tax£98,000 after tax£99,000 after tax£100,000 after tax
£101,000 to £150,000
£101,000 after tax£102,000 after tax£103,000 after tax£104,000 after tax£105,000 after tax£106,000 after tax£107,000 after tax£108,000 after tax£109,000 after tax£110,000 after tax£111,000 after tax£112,000 after tax£113,000 after tax£114,000 after tax£115,000 after tax£116,000 after tax£117,000 after tax£118,000 after tax£119,000 after tax£120,000 after tax£121,000 after tax£122,000 after tax£123,000 after tax£124,000 after tax£125,000 after tax£126,000 after tax£127,000 after tax£128,000 after tax£129,000 after tax£130,000 after tax£131,000 after tax£132,000 after tax£133,000 after tax£134,000 after tax£135,000 after tax£136,000 after tax£137,000 after tax£138,000 after tax£139,000 after tax£140,000 after tax£141,000 after tax£142,000 after tax£143,000 after tax£144,000 after tax£145,000 after tax£146,000 after tax£147,000 after tax£148,000 after tax£149,000 after tax£150,000 after tax
See where your take-home actually goes
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Sources
Rates for 2026/27, checked against these sources on 2 November 2026; reviewed again when the next tax year starts on 6 April, or sooner if a Budget changes a rate.
- GOV.UK: Income Tax rates and Personal Allowances
- GOV.UK: Scottish Income Tax
- GOV.UK: National Insurance rates and categories
- GOV.UK: Repaying your student loan
- GOV.UK: High Income Child Benefit Charge
- ONS: Annual Survey of Hours and Earnings
Not financial advice. CoreFi is a trading name of JG Core Ltd (company 16218779).