Help Businesses Get Funded.
Get Paid Well Doing It.
UK businesses need finance every day. Bridging loans, invoice funding, cash advances, asset purchases. Help them find the right product for their situation. Earn up to 70% commission on deals you place suitably. Or pass leads and earn a referral fee.
Referrer (just pass leads)
~£540/mo*
3 referrals/month · 30 seconds each
Agent (close deals)
~£6,500/mo*
5 deals/month · 55% self-sourced split
*Illustrative scenarios, not guarantees. Actual earnings depend on lead quality, deal size, lender appetite, conversion rate, clawback period, and how many deals fund. Past performance is no indicator of future earnings.
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Full
Commercial Finance Panel
70%
Top Agent Split
5.7M
UK SMEs
£0
Desk Costs
Four Categories of Business Finance
Every product solves a real problem for a UK business. Unregulated B2B finance for limited-company borrowers; deals involving sole traders or smaller partnerships are routed carefully against the regulated perimeter. We train agents on what we can and cannot handle.
Secured Finance
Bridging loans, commercial mortgages, construction finance, asset finance, commercial vehicles
Typical deal
£40k - £1M+
Your commission
£750 - £15,000
Unsecured Finance
Merchant cash advances, unsecured business loans, revenue-based finance, revolving credit
Typical deal
£25k - £200k
Your commission
£750 - £6,000
Receivables-Based
Invoice finance, trade finance, stock finance, export credit finance
Typical deal
£100k - £250k
Your commission
£1,000 - £5,000
Tax-Backed
VAT loans, tax loans, R&D tax credit advances
Typical deal
£30k - £150k
Your commission
£600 - £4,500
Commission shown is gross (before split). Agent keeps 35-70% depending on tier and lead source. Referrer earns 5-12% of gross commission.
Four Steps to Your First Deal
A sales background helps. We provide mandatory training on products, regulatory perimeter, suitability, and compliance. You bring the relationships and complete training before any deal goes through.
Find a Business
Know a business that needs finance? Your network, your industry contacts, or leads we generate for you.
Fact-find and submit
Referrers: send a name and number, that is the job. Agents: complete the fact-find with the borrower, document a suitability rationale, and submit through the CRM.
Match, package, present
We run the lender match and packaging. The agent stays accountable for the borrower: collecting documents, agreeing the recommended product with the borrower, and confirming suitability before any offer is accepted.
Get Paid
Deal funds, then 40% on the first Friday. The remaining 60% comes in fortnightly instalments through the clawback window. 5% is held back as clawback reserve. No manual invoicing.
See What You Could Earn
Choose your path. Pass leads as a referrer, or close deals as an agent.
How referrals work
You do: Send us a name, company, and phone number. Takes 30 seconds.
We do: Contact the customer, arrange the finance, handle all paperwork.
You earn: 5% of our commission per funded deal (~£180 average).
Estimated Monthly Referral Earnings*
£540
3 deals × ~£180 avg (5% of commission)
Annual projection
£6,480
*Illustrative, not a guarantee. Actual earnings depend on lead quality, conversion rate, deal size, clawback period, and how many deals fund.
Referrer Tiers: progression by funded deal volume and good standing
Standing means no upheld complaints, no AML or fraud concerns, and referred leads that broadly fit our products. Standing breaches pause progression.
Earn More as You Grow
Start at 55%. As lifetime earnings grow, you unlock higher splits, subject to good standing. Your rate also depends on where the lead came from.
Associate
55%
Starting tier
Broker
60%
After £50,000 earned
Senior
65%
After £1,000,000 earned
Partner
70%
After £2,500,000 earned
Borrower First
Commission is set by each lender, not by us. Where two lenders can fund a deal on broadly similar terms, agents pick the better fit for the borrower, not the higher payout. Every deal file records the lender selection rationale. We review deal files monthly. Suitability is the test, commission is the consequence.
Repeat facility check
Before any application is submitted, the platform checks the borrower's record. If we have placed a facility with the borrower in the last 12 months that is still live, the system flags the deal. The agent must record a written rationale for why a second facility is right for the borrower's current cash flow position. Applications without a clear rationale are not submitted. The check is automatic, the decision is documented, and the lender sees any existing facility on the case file.
Commission by Lead Source
Find your own leads and you earn the highest split. Leads from referrers or our platform pay less because there are shared costs.
| Lead Source | Associate | Broker | Senior | Partner |
|---|---|---|---|---|
| You found the lead | 55% | 60% | 65% | 70% |
| Referrer brought the lead | 45% | 50% | 55% | 60% |
| CoreFi platform / organic | 35% | 40% | 45% | 50% |
Plus performance bonuses
Strong performers earn discretionary quarterly and annual bonuses on top of commission.
How payment works
When a deal funds, your commission is split into a structured payout schedule. 40% lands on the first Friday after funding. The remaining 60% pays in fortnightly instalments through the clawback window. 5% is held back from each instalment as clawback reserve. The clawback window varies by product, from 30 days at the shortest to 180 days at the longest. If the lender claws back the deal, unpaid instalments are cancelled and any paid amount is offset against future commissions. Payments are approved on the scheduled Friday and reach your account the next working day. No manual invoicing required.
How We Work With Agents
Self-employed does not mean unsupervised. Every agent operates inside a structured framework, before, during, and after every deal.
Vetting and onboarding
- ●Photo ID verification (document upload with manual KYC review)
- ●Conflict of interest declaration on signup
- ●Seven step onboarding with MFA, agreement signing, ICO check
- ●Agreement bars cold calling consumers and regulated advice
Training before first deal
- ●AML, Treating Customers Fairly, vulnerable customers
- ●Product knowledge, fraud awareness, complaints handling
- ●Data protection (GDPR) and platform use
- ●Eight modules. All completed and passed before a deal goes live
Ongoing supervision
- ●Random monthly file review of submitted deals
- ●Annual re attestation of training and conflicts
- ●Upheld complaints pause tier progression
- ●Full audit trail of every action on a deal
We apply the NACFB Code of Practice and FCA Consumer Duty principles to our standards, even where the underlying products are unregulated B2B finance. Standards are documented and auditable.
Common Questions
Everything you need to know about becoming a CoreFi broker or referrer.
Regulated Products
These products require FCA authorisation. We refer them to regulated partners. You still earn a referral fee.
Residential Mortgages
Home purchase, remortgage, and equity release for individuals.
FCA regulated. Requires CeMAP qualification and FCA authorisation.
Personal Vehicle Finance
PCP, HP, and personal contract hire for individuals.
FCA regulated under Consumer Credit Act when borrower is an individual.
Personal Loans
Unsecured lending to individuals for personal use.
FCA regulated consumer credit.
Insurance Broking
Commercial and personal insurance placement.
FCA regulated. Requires authorisation under IDD.
Second Charge Mortgages
Secured loans against residential property (even for business purposes).
FCA regulated since 2016 under MCD regulations.
Buy-to-Let Mortgages
Consumer buy-to-let where borrower lives in or has lived in the property.
Partially regulated. Consumer BTL requires FCA authorisation.
Got a deal that needs FCA-regulated advice? Submit it anyway. We'll refer it to a regulated partner and you still earn a referral fee.
Ready to Start Earning?
Fill in the form below. No commitment, just a conversation.
You Already Know Businesses
That Need Finance.
A supplier waiting on invoices. A company expanding into new premises. A seasonal business needing cash flow. You can be the person who connects them with the right funding, as a referrer or as a broker.
Already a referrer? View your dashboard →