Business finance in Peterborough
CoreFi is a commercial finance broker helping Peterborough businesses, principally limited companies, arrange funding across asset finance, development finance, bridging, invoice finance and business loans. We package your deal, approach lenders whose criteria fit, and manage it to completion. Rates and terms are always subject to the lender's assessment.
Peterborough is a food, agriculture and logistics city with an engineering base that most people underestimate. The Fens supply chain runs packhouses and cold stores, Fengate and Eastern Industry hold established manufacturers, and the East Coast Main Line and A1 make it a natural distribution point.
CoreFi is a commercial finance broker. We arrange commercial finance for Peterborough businesses, principally limited companies. We package the case, approach the lenders whose criteria fit, and manage it to drawdown. We do not lend our own money and we are not tied to any lender.
- 1
Tell us what you need
Tell us what the business is trying to do and roughly what you are looking for. It costs nothing to start and there is no obligation.
- 2
We match you with suitable lenders
We assess your situation against our whole-of-market panel and identify the lenders whose criteria actually fit, rather than applying everywhere and collecting declines.
- 3
We package and submit
We prepare the case with the documents the lender will ask for and put it to the lenders most likely to fund it.
- 4
Offer and drawdown
The lender issues terms and, on acceptance, releases the facility. We manage it through to completion.
What Peterborough businesses actually borrow for
The pattern here follows the local economy closely. Businesses need grading and packing lines, refrigeration and cold store plant, tractors and agricultural equipment, HGVs and trailers, and CNC and fabrication equipment, and that kit is usually funded rather than bought outright because paying cash for it strips out the working capital the business runs on.
Alongside equipment, the recurring needs are bridging the gap between doing work and being paid, funding property the business occupies or develops, and covering tax bills and seasonal swings. Each has a different product attached, and picking the wrong one is where most of the avoidable cost in commercial finance comes from.
Why go through a broker
Lender appetite varies far more than published criteria suggest. Two lenders looking at the same case will reach different answers on advance, rate and whether they will write it at all, and the difference is rarely visible from outside.
Applying to several yourself means a trail of searches and declines on your file. We take one packaged case to the lenders whose criteria genuinely fit, which gets you a realistic answer faster and keeps your credit profile intact. We will also tell you when borrowing is not the right answer, which a broker paid on completion has an obvious incentive not to do.
What to have ready
The cases that move fastest arrive with the basics already assembled: the last two years of filed accounts, recent management figures if the year end is stale, three to six months of business bank statements, and a clear account of what the money is for and how it gets repaid.
For property-backed lending add the address, what you paid and when, and any existing charges. For asset finance add the invoice or quote. None of this is unusual, but assembling it after a lender has asked is what turns a two-week case into a six-week one.
Asset finance in Peterborough
Development finance in Peterborough
Bridging finance in Peterborough
Business loans in Peterborough
Invoice finance in Peterborough
Commercial mortgages in Peterborough
Frequently asked questions
Do you cover all of Peterborough and the surrounding area?
Yes. We work with businesses across Peterborough and the surrounding area, including Fengate, Eastern Industry, Orton Southgate, Hampton and out into the Fens towards Wisbech and Spalding. The lenders we match you to will confirm whether they fund your specific sector, location and security.
Do you lend the money yourselves?
No. CoreFi is a commercial finance broker, not a lender. We arrange facilities with lenders on our panel and are paid a commission by the lender on completion. If we think a product is wrong for your situation we will say so.
What does it cost to use CoreFi?
There is no cost to start a conversation and no obligation. On most commercial products we are paid a commission by the lender on completion. Where a fee is payable by you, we tell you the amount in writing before you commit to anything.
Do you only work with limited companies?
Mostly. The unregulated commercial products we place are generally available to limited companies and LLPs. Sole traders and partnerships can be more restricted, because some lending to them falls under consumer credit rules, and we will tell you where that applies to your situation.
Get matched with lenders for your Peterborough business
Tell us what your business needs and we will match you with lenders whose criteria fit. No obligation, no cost to start the conversation, and a straight answer about what is realistic for your situation.
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