Business finance in London
CoreFi is a commercial finance broker helping London businesses, principally limited companies, arrange funding across asset finance, development finance, bridging, invoice finance and business loans. We package your deal, approach lenders whose criteria fit, and manage it to completion. Rates and terms always depend on your business and lender appetite.
London is not one market, it is dozens. Financial and professional services concentrate in the City and Canary Wharf; tech, media and creative firms cluster around Shoreditch, King's Cross and Old Street; the West End runs on retail, hospitality and property; and the outer boroughs, from Croydon and Ealing to Barking and Enfield, carry logistics, light industrial, construction and the trades that keep the city moving. Each of those needs finance for different reasons, and lenders read each differently.
CoreFi is a commercial finance broker that arranges funding for businesses across Greater London, principally limited companies. We take time to understand what you are trying to do, package the deal properly, and approach the lenders whose criteria and appetite actually fit. You deal with one point of contact rather than filling in the same application ten times. Any rates, loan-to-value figures or timelines mentioned on this page are indicative and illustrative only; what you are offered depends on your business and on individual lender appetite.
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Tell us what you need
Share what the business is trying to do and roughly what you are looking for. It costs nothing to start and there is no obligation.
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We match you with suitable lenders
We assess your situation against our whole-of-market panel and identify the lenders whose criteria and appetite fit your sector, size and security. We package the deal so it is presented properly the first time.
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You review terms and decide
Where lenders come back with interest, we bring you the indicative terms in plain English and explain the trade-offs. Any figures are illustrative until a lender issues a formal offer. You decide whether to proceed, and we manage the deal to completion.
The finance London businesses actually ask us for
A Shoreditch agency smoothing out late client payments does not need the same product as a Park Royal manufacturer buying a machine, or a developer converting offices in Croydon. We work across London's real economy: professional and financial services in the City, Canary Wharf and Mayfair; tech, media and creative firms around Old Street, King's Cross and Hackney; retail, food and hospitality across the West End, Soho and the high streets; logistics, wholesale and light industrial in Park Royal, Barking, Enfield and the Thames corridor; and property developers active from prime central schemes to outer-borough regeneration. The most common products we place for London firms are asset finance, development finance, bridging, invoice finance and unsecured business loans. Understanding your sector helps us present the case in the terms a lender expects.
Why use a broker rather than approach lenders yourself
Approaching lenders directly means repeating your story, learning each lender's criteria the hard way, and often hearing no for reasons you could not have known in advance. A broker sits on the other side of that. We hold relationships and criteria detail across a whole-of-market panel of specialist UK lenders, so we can steer your enquiry toward the ones whose appetite fits your sector, size and security position first. On London deals that matters more than usual, because property values and rents are high, deal sizes are large, and lender appetite varies sharply by postcode and asset type. It does not mean a guaranteed outcome: no broker can promise approval or a particular rate, because the decision and pricing sit with the lender and depend on your business.
What drives a funding decision
It helps to be clear about what a lender underwrites, because it is not marketing, it is credit. Lenders look at your trading history, the strength and predictability of your cash flow, any security on offer, the sector you operate in and the purpose of the funds. A profitable Canary Wharf consultancy with clean recurring revenue is a different proposition from an early-stage Hackney venture with limited trading history, and lenders price and structure accordingly. Our job is to present your case honestly and in full, to the lenders most likely to say yes, and to be straight with you about what is realistic. CoreFi is a trading name of JG Core Ltd; we are a broker, not a lender, and we do not decide outcomes.
Frequently asked questions
Do you cover all of London?
Yes. We work with businesses across Greater London, from the City, Canary Wharf and the West End to the outer boroughs. The lenders we match you to will confirm whether they fund your specific sector, location and security.
Do you lend the money yourselves?
No. We are a commercial finance broker, not a lender. Whether finance is offered, and on what terms, depends on your business and each lender's appetite at the time. We help present your case well, but the decision sits with the lender.
What will it cost me?
It costs nothing to start the conversation. On many commercial deals the lender pays a commission to the broker, and where a fee applies we tell you before you commit. We are transparent about how we are paid on your deal.
Which businesses can you help?
We work principally with limited companies borrowing for business or commercial-property purposes across London. The lender confirms the eligible borrower structure for their particular product as part of their assessment.
Get matched with lenders for your London business
Tell us what your business needs and we will match you with lenders whose criteria fit. No obligation, no cost to start the conversation, and a straight answer about what is realistic for your situation.
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