Business finance in Bristol
CoreFi is a commercial finance broker helping Bristol businesses, principally limited companies, arrange funding across asset finance, development finance, bridging, invoice finance and business loans. We package your deal, approach lenders whose criteria fit, and manage it to completion. Rates and terms always depend on your business and lender appetite.
Bristol is the economic anchor of the South West, and its business base is unusually varied for a city its size. Aerospace and advanced engineering cluster around Filton, where the wing and defence supply chain still runs deep; tech, digital and creative firms have grown up around Temple Quarter, Stokes Croft and the harbour; financial and professional services concentrate around Harbourside, Redcliffe and the city centre; and logistics and manufacturing sit out at Avonmouth and Severnside on the estuary. On top of that the city carries one of the strongest independent retail and hospitality scenes in the country, along Gloucester Road, North Street in Bedminster and around Wapping Wharf. Each of those needs finance for different reasons, and lenders read each differently.
CoreFi is a commercial finance broker that arranges funding for businesses across Bristol and the wider South West, principally limited companies. We take time to understand what you are trying to do, package the deal properly, and approach the lenders whose criteria and appetite actually fit. You deal with one point of contact rather than filling in the same application ten times. Any rates, loan-to-value figures or timelines mentioned on this page are indicative and illustrative only; what you are offered depends on your business and on individual lender appetite.
- 1
Tell us what you need
Share what the business is trying to do and roughly what you are looking for. It costs nothing to start and there is no obligation.
- 2
We match you with suitable lenders
We assess your situation against our whole-of-market panel and identify the lenders whose criteria and appetite fit your sector, size and security. We package the deal so it is presented properly the first time.
- 3
You review terms and decide
Where lenders come back with interest, we bring you the indicative terms in plain English and explain the trade-offs. Any figures are illustrative until a lender issues a formal offer. You decide whether to proceed, and we manage the deal to completion.
The finance Bristol businesses actually ask us for
A Stokes Croft studio smoothing out late client payments does not need the same product as a Filton engineering firm buying a five-axis machine, or a developer converting a warehouse in St Philip's Marsh. We work across Bristol's real economy: aerospace and advanced-engineering suppliers around Filton and the Bristol and Bath Science Park; tech, digital and creative firms in Temple Quarter, Stokes Croft and around the harbour; financial, legal and professional services in Harbourside, Redcliffe and the centre; logistics, distribution and manufacturing out at Avonmouth and Severnside; and the independent retailers, cafes, breweries and restaurants that define Gloucester Road, Bedminster's North Street and Wapping Wharf. The products we most often place for Bristol firms are asset finance, development finance, bridging, invoice finance and unsecured business loans. Understanding your sector helps us present the case in the terms a lender expects, which matters as much here as anywhere given how mixed the local economy is.
Why use a broker rather than approach lenders yourself
Approaching lenders directly means repeating your story, learning each lender's criteria the hard way, and often hearing no for reasons you could not have known in advance. A broker sits on the other side of that. We hold relationships and criteria detail across a whole-of-market panel of specialist UK lenders, so we can steer your enquiry toward the ones whose appetite fits your sector, size and security position first. In Bristol that range is wide: an aerospace subcontractor with long-dated MOD or Airbus supply contracts reads very differently to a lender than an early-stage games studio in Temple Quarter or an independent brewery in Bedminster, and each suits a different set of funders. It does not mean a guaranteed outcome. No broker can promise approval or a particular rate, because the decision and pricing sit with the lender and depend on your business.
What drives a funding decision
It helps to be clear about what a lender underwrites, because it is not marketing, it is credit. Lenders look at your trading history, the strength and predictability of your cash flow, any security on offer, the sector you operate in and the purpose of the funds. A profitable Harbourside consultancy with clean recurring revenue is a different proposition from a fast-growing but cash-hungry manufacturer at Avonmouth, or a first-time developer in Bedminster, and lenders price and structure accordingly. Our job is to present your case honestly and in full, to the lenders most likely to say yes, and to be straight with you about what is realistic. CoreFi is a trading name of JG Core Ltd; we are a broker, not a lender, and we do not decide outcomes.
Asset Finance in Bristol
Development Finance in Bristol
Invoice Finance in Bristol
Bridging Finance in Bristol
Commercial Mortgages in Bristol
Business Loans in Bristol
Frequently asked questions
Do you cover all of Bristol and the South West?
Yes. We work with businesses across Bristol, from Filton and the northern fringe to Bedminster, Avonmouth and the harbour, and out into the wider South West including Bath, Gloucestershire and Somerset. The lenders we match you to will confirm whether they fund your specific sector, location and security.
Do you lend the money yourselves?
No. We are a commercial finance broker, not a lender. Whether finance is offered, and on what terms, depends on your business and each lender's appetite at the time. We help present your case well, but the decision sits with the lender.
What will it cost me?
It costs nothing to start the conversation. On many commercial deals the lender pays a commission to the broker, and where a fee applies we tell you before you commit. We are transparent about how we are paid on your deal.
Which businesses can you help?
We work principally with limited companies borrowing for business or commercial-property purposes across Bristol and the South West. The lender confirms the eligible borrower structure for their particular product as part of their assessment.
Get matched with lenders for your Bristol business
Tell us what your business needs and we will match you with lenders whose criteria fit. No obligation, no cost to start the conversation, and a straight answer about what is realistic for your situation.
Get matched with lenders