Fund Your Payroll, Not Your Worries
Recruitment agencies pay contractors weekly but invoice clients monthly. Invoice finance bridges that gap so you can place more candidates and grow.
£42bn
UK recruitment sector value
30,000+
Recruitment agencies
Up to 90%
Invoice finance advance rate
5 to 10 days
Setup time
The recruitment sector has a structural cash flow problem. You pay temporary workers weekly but your clients pay invoices on 30 to 60 day terms. The bigger you get, the wider the gap. Invoice finance is the standard solution and most successful agencies use it from day one.
Common Challenges in Recruitment
Payroll funding gap
Paying temps weekly while waiting 30 to 60 days for client invoices creates a growing cash flow gap.
Rapid scaling
Landing a new contract with 50 temps means finding payroll funding for 50 people immediately.
Back-office costs
Payroll processing, compliance, and credit control are expensive and time-consuming.
Client credit risk
If a major client pays late or goes bust, your agency absorbs the cost.
Finance Solutions for Recruitment
We work with specialist lenders to find the right product for your business.
Invoice Finance
Release up to 90% of invoice value within 24 hours. Ideal for temp payroll funding.
Learn moreUnsecured Business Loans
Working capital for office expansion, marketing, or compliance investment.
Learn moreRevolving Credit
Flexible credit line to smooth cash flow between billing cycles.
Learn moreGet a Free Recruitment Finance Quote
Tell us what you need and we will match you with the best lenders for your business. No obligation, no credit check.
Get matched with the right lenders
Tell us a little about your business and we will match you across our UK lender panel. No fee to search, no obligation.
Frequently Asked Questions
Can I start a recruitment agency with invoice finance from day one?
Yes. Many invoice finance providers specialise in startup recruitment agencies. If you have a contract in place and creditworthy clients, you can often get a facility approved before you place your first candidate.
Does invoice finance include payroll processing?
Some providers offer back-office services alongside invoice finance, including payroll, invoicing, credit control, and debtor protection. This is common in the recruitment sector.
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Whether you need working capital, equipment finance, or property funding, we can connect you with the right lender in days, not weeks.