Finance for Firms That Bill by the Hour
Professional services firms generate reliable income but often wait weeks or months to get paid. Bridge that gap and invest in growth.
£250bn
UK professional services
42 days
Average invoice payment delay
Up to 90%
Invoice finance advance rate
3 to 5 days
VAT loan setup time
Law firms, accountancy practices, consultancies, and agencies share a common challenge: large outstanding invoices from creditworthy clients. Invoice finance turns those unpaid bills into immediate working capital, while unsecured loans and tax funding help manage HMRC obligations and growth investment.
Common Challenges in Professional Services
Late-paying clients
Even blue-chip clients can take 60 to 90 days to pay invoices, straining cash flow.
Payroll pressure
Staff salaries are the largest cost and they are due every month regardless of when clients pay.
Tax liabilities
Corporation tax, VAT, and PAYE can create significant quarterly cash flow pressure.
Practice growth
Hiring new staff, opening offices, or acquiring practices requires upfront capital.
Finance Solutions for Professional Services
We work with specialist lenders to find the right product for your business.
Invoice Finance
Release cash from outstanding B2B invoices, often within 24 hours.
Learn moreUnsecured Business Loans
Fixed-term funding for hiring, office expansion, or technology investment.
Learn moreVAT Loans
Spread your quarterly VAT bill over 3 to 12 months.
Learn moreTax Loans
Fund corporation tax or PAYE liabilities without draining cash reserves.
Learn moreRevolving Credit
A flexible credit line to smooth cash flow between billing cycles.
Learn moreGet a Free Professional Services Finance Quote
Tell us what you need and we will match you with the best lenders for your business. No obligation, no credit check.
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Frequently Asked Questions
Is invoice finance suitable for a small consultancy?
Yes. Facilities start from as little as £10,000. If you invoice other businesses and wait more than 14 days for payment, invoice finance could improve your cash flow significantly.
Can I get a loan to cover a tax bill?
Yes. VAT loans and tax loans are specifically designed for this. They spread the cost of HMRC obligations over several months so you do not have to drain your reserves or miss a payment.
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Ready to Get Funded?
Whether you need working capital, equipment finance, or property funding, we can connect you with the right lender in days, not weeks.