Business finance in Sheffield
CoreFi is a commercial finance broker helping Sheffield businesses, principally limited companies, arrange funding across asset finance, development finance and invoice finance. We package your deal, approach lenders whose criteria fit, and manage it to completion. Rates and terms always depend on your business and lender appetite.
Sheffield's economy carries its steel and metals heritage forward into something more varied than the name suggests. The precision engineers, tool-makers and cutlers of the Lower Don Valley and Attercliffe still cut, forge and machine; but they now sit alongside the research-led advanced manufacturing of the AMP at Catcliffe and the Waverley development, the recycled-steel and processing operations around Templeborough, a growing med-tech and healthcare cluster tied to the two universities, and a dense digital and creative scene in Kelham Island and the city core. Each of those reads differently to a lender, and each comes to us for different reasons.
CoreFi is a commercial finance broker that arranges funding for businesses across Sheffield and South Yorkshire, principally limited companies. We take time to understand what you are trying to do, package the deal properly, and approach the lenders whose criteria and appetite actually fit. You deal with one point of contact rather than filling in the same application several times over. Any rates, loan-to-value figures or timelines mentioned on this page are indicative and illustrative only; what you are offered depends on your business and on individual lender appetite.
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Tell us what you need
Share what the business is trying to do and roughly what you are looking for. It costs nothing to start and there is no obligation.
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We match you with suitable lenders
We assess your situation against our whole-of-market panel and identify the lenders whose criteria and appetite fit your sector, size and security. We package the deal so it is presented properly the first time.
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You review terms and decide
Where lenders come back with interest, we bring you the indicative terms in plain English and explain the trade-offs. Any figures are illustrative until a lender issues a formal offer. You decide whether to proceed, and we manage the deal to completion.
The finance Sheffield businesses actually ask us for
A tooling firm in Attercliffe buying a five-axis machining centre does not need the same product as a Kelham Island software studio waiting sixty days on client invoices, or a developer converting a former works into apartments off the Wicker. We work across Sheffield's real economy: precision engineering, forging and cutlery in the Lower Don Valley and Attercliffe; advanced manufacturing and materials research around the AMP at Catcliffe and Waverley; steel processing and recycling near Templeborough and Meadowhall; med-tech, life sciences and healthcare firms spun out of the University of Sheffield and Sheffield Hallam; and the digital, design and creative businesses concentrated in Kelham Island and the city centre. The products we most often place for Sheffield firms are asset finance, development finance and invoice finance. Understanding your sector helps us present the case in the terms a lender expects.
Why use a broker rather than approach lenders yourself
Approaching lenders directly means repeating your story, learning each lender's criteria the hard way, and often hearing no for reasons you could not have known in advance. A broker sits on the other side of that. We hold relationships and criteria detail across a whole-of-market panel of specialist UK lenders, so we can steer your enquiry toward the ones whose appetite fits your sector, size and security position first. In Sheffield that matters because the economy is unusually mixed: an advanced manufacturer at Catcliffe with heavy plant is a different credit proposition from an early-stage med-tech spin-out or a Kelham Island agency, and lenders read each very differently. It does not mean a guaranteed outcome. No broker can promise approval or a particular rate, because the decision and pricing sit with the lender and depend on your business.
What drives a funding decision
It helps to be clear about what a lender underwrites, because it is not marketing, it is credit. Lenders look at your trading history, the strength and predictability of your cash flow, any security on offer, the sector you operate in and the purpose of the funds. A long-established engineering firm in the Don Valley with hard, resaleable machinery and repeat customers is a different proposition from a university spin-out with strong technology but limited trading history, and lenders price and structure accordingly. Our job is to present your case honestly and in full, to the lenders most likely to say yes, and to be straight with you about what is realistic. CoreFi is a trading name of JG Core Ltd; we are a broker, not a lender, and we do not decide outcomes.
Asset Finance in Sheffield
Development Finance in Sheffield
Invoice Finance in Sheffield
Bridging Finance in Sheffield
Commercial Mortgages in Sheffield
Business Loans in Sheffield
Frequently asked questions
Do you cover all of Sheffield and South Yorkshire?
Yes. We work with businesses across Sheffield and the wider South Yorkshire area, from the Lower Don Valley and Attercliffe to the AMP at Catcliffe, Kelham Island and the city centre. The lenders we match you to will confirm whether they fund your specific sector, location and security.
Do you lend the money yourselves?
No. We are a commercial finance broker, not a lender. Whether finance is offered, and on what terms, depends on your business and each lender's appetite at the time. We help present your case well, but the decision sits with the lender.
What will it cost me?
It costs nothing to start the conversation. On many commercial deals the lender pays a commission to the broker, and where a fee applies we tell you before you commit. We are transparent about how we are paid on your deal.
Which businesses can you help?
We work principally with limited companies borrowing for business or commercial-property purposes across Sheffield. The lender confirms the eligible borrower structure for their particular product as part of their assessment.
Get matched with lenders for your Sheffield business
Tell us what your business needs and we will match you with lenders whose criteria fit. No obligation, no cost to start the conversation, and a straight answer about what is realistic for your situation.
Get matched with lenders