Business finance in Liverpool
CoreFi is a commercial finance broker helping Liverpool businesses, principally limited companies, arrange funding across asset finance, development finance, invoice finance and business loans. We package your deal, approach lenders whose criteria fit, and manage it to completion. Rates and terms always depend on your business and lender appetite.
Liverpool runs on a distinctive mix of industries, and each asks for finance for different reasons. The Port of Liverpool and the Liverpool2 deep-water container terminal anchor a large maritime and logistics economy along the Mersey; advanced manufacturing sits south of the city at Halewood and in the Speke pharmaceutical cluster; life sciences and health concentrate in the Knowledge Quarter around the universities, Paddington Village and the Royal Liverpool University Hospital; digital and creative firms cluster in the Baltic Triangle; and tourism, hospitality and leisure fill the waterfront, the Albert Dock and Liverpool ONE. Wrapped around all of it is the Liverpool City Region Freeport, which is drawing fresh investment into logistics and manufacturing sites across Merseyside.
CoreFi is a commercial finance broker that arranges funding for businesses across Liverpool and the wider city region, principally limited companies. We take time to understand what you are trying to do, package the deal properly, and approach the lenders whose criteria and appetite actually fit. You deal with one point of contact rather than filling in the same application ten times. Any rates, loan-to-value figures or timelines mentioned on this page are indicative and illustrative only; what you are offered depends on your business and on individual lender appetite.
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Tell us what you need
Share what the business is trying to do and roughly what you are looking for. It costs nothing to start and there is no obligation.
- 2
We match you with suitable lenders
We assess your situation against our whole-of-market panel and identify the lenders whose criteria and appetite fit your sector, size and security. We package the deal so it is presented properly the first time.
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You review terms and decide
Where lenders come back with interest, we bring you the indicative terms in plain English and explain the trade-offs. Any figures are illustrative until a lender issues a formal offer. You decide whether to proceed, and we manage the deal to completion.
The finance Liverpool businesses actually ask us for
A Baltic Triangle studio smoothing out late client invoices does not need the same product as a haulier at the port buying trucks, or a developer converting warehouses in the Ten Streets. We work across Liverpool's real economy: maritime, freight and logistics operators around the Port of Liverpool, Seaforth and the dock road; advanced manufacturers and their suppliers at Halewood and across the Speke and Estuary industrial estates; life sciences, health and university spinouts in the Knowledge Quarter and Paddington Village; digital, media and creative firms in the Baltic Triangle and the Fabric District; hospitality, retail and leisure businesses along the waterfront, in the Cavern Quarter and across Liverpool ONE; and property developers active in Liverpool Waters, the city centre and the regeneration corridors north and south of it. The products we place most often for Liverpool firms are asset finance, development finance, invoice finance and unsecured business loans. Understanding your sector helps us present the case in the terms a lender expects.
Why use a broker rather than approach lenders yourself
Approaching lenders directly means repeating your story, learning each lender's criteria the hard way, and often hearing no for reasons you could not have known in advance. A broker sits on the other side of that. We hold relationships and criteria detail across a whole-of-market panel of specialist UK lenders, so we can steer your enquiry toward the ones whose appetite fits your sector, size and security position first. In Liverpool that matters because the economy is broad and uneven: a port logistics operator, a Speke pharma supplier and a Baltic Triangle agency present very differently to a credit team, and appetite varies sharply by sector and by asset type. It does not mean a guaranteed outcome. No broker can promise approval or a particular rate, because the decision and the pricing sit with the lender and depend on your business.
What drives a funding decision
It helps to be clear about what a lender underwrites, because it is not marketing, it is credit. Lenders look at your trading history, the strength and predictability of your cash flow, any security on offer, the sector you operate in and the purpose of the funds. An established manufacturer at Halewood with steady contracted work is a different proposition from an early-stage life sciences spinout in the Knowledge Quarter with limited trading history, and lenders price and structure accordingly. Our job is to present your case honestly and in full, to the lenders most likely to say yes, and to be straight with you about what is realistic. CoreFi is a trading name of JG Core Ltd; we are a broker, not a lender, and we do not decide outcomes.
Asset Finance in Liverpool
Development Finance in Liverpool
Invoice Finance in Liverpool
Bridging Finance in Liverpool
Commercial Mortgages in Liverpool
Business Loans in Liverpool
Frequently asked questions
Do you cover all of Liverpool and Merseyside?
Yes. We work with businesses across Liverpool and the wider city region, from the city centre and the waterfront to Speke, Halewood, Bootle, Knowsley and the Wirral. The lenders we match you to will confirm whether they fund your specific sector, location and security.
Do you lend the money yourselves?
No. We are a commercial finance broker, not a lender. Whether finance is offered, and on what terms, depends on your business and each lender's appetite at the time. We help present your case well, but the decision sits with the lender.
What will it cost me?
It costs nothing to start the conversation. On many commercial deals the lender pays a commission to the broker, and where a fee applies we tell you before you commit. We are transparent about how we are paid on your deal.
Which businesses can you help?
We work principally with limited companies borrowing for business or commercial-property purposes across Liverpool. The lender confirms the eligible borrower structure for their particular product as part of their assessment.
Get matched with lenders for your Liverpool business
Tell us what your business needs and we will match you with lenders whose criteria fit. No obligation, no cost to start the conversation, and a straight answer about what is realistic for your situation.
Get matched with lenders