Business finance in Glasgow
CoreFi is a commercial finance broker helping Glasgow businesses, principally limited companies, arrange funding across asset finance, development finance, invoice finance and business loans. We package your deal, approach lenders whose criteria fit, and manage it to completion. Rates and terms always depend on your business and lender appetite.
Glasgow is the largest economy in Scotland and one of the most varied in the UK. Engineering and manufacturing carry the legacy of Clydeside shipbuilding into modern precision, energy and defence work; life sciences and health cluster around the Queen Elizabeth University Hospital campus and the University of Glasgow; financial and business services fill the International Financial Services District around Broomielaw and the Blythswood grid; and creative, digital and media firms concentrate in Merchant City, the Trongate and around Pacific Quay. Add a large retail core along Buchanan Street and Sauchiehall Street, plus construction and property tied to the ongoing Clyde waterfront and Sighthill regeneration, and you have a city that asks for finance for a wide spread of reasons.
CoreFi is a commercial finance broker that arranges funding for businesses across Glasgow and the wider Clyde Valley, principally limited companies. We take time to understand what you are trying to do, package the deal properly, and approach the lenders whose criteria and appetite actually fit. You deal with one point of contact rather than filling in the same application several times over. Any rates, loan-to-value figures or timelines mentioned on this page are indicative and illustrative only; what you are offered depends on your business and on individual lender appetite.
- 1
Tell us about your Glasgow business
Share what you do, where you trade in and around Glasgow, roughly what you need and what it is for. A short call or message is enough to start; you do not need paperwork ready on day one.
- 2
We match you to lenders that fit
We package the case and approach lenders on our whole-of-market panel whose criteria and appetite suit your sector, size and security, including those comfortable lending on Scottish deals, rather than sending you to everyone at once.
- 3
You compare offers and we see it through
We talk you through the real cost, terms and timeline of any offers, help you choose, and manage the deal through to drawdown, coordinating solicitors on Scots-law security where property is involved.
The finance Glasgow businesses actually ask us for
A digital studio in Merchant City smoothing out slow client payments does not need the same product as a fabrication firm in Hillington buying a CNC machine, or an SPV converting a warehouse near the Clyde into flats. We work across Glasgow's real economy: engineering, precision manufacturing and metalwork around Hillington Park, Cambuslang and the wider Clydeside supply chain; life sciences and med-tech around the Queen Elizabeth campus and the West of Scotland Science Park; financial, legal and business services in the IFSD around Broomielaw and George Square; digital, creative and media firms in Merchant City, the Trongate and Pacific Quay; retail and hospitality along Buchanan Street, Sauchiehall Street and the Merchant City bars and restaurants; and property developers active from the Clyde waterfront to Sighthill, Govan and East End regeneration. The products we most often place for Glasgow firms are asset finance, development finance, invoice finance and unsecured business loans. Understanding your sector helps us present the case in the terms a lender expects.
Why use a broker rather than approach lenders yourself
Approaching lenders directly means repeating your story, learning each lender's criteria the hard way, and often hearing no for reasons you could not have known in advance. A broker sits on the other side of that. We hold relationships and criteria detail across a whole-of-market panel of specialist UK lenders, so we can steer your enquiry toward the ones whose appetite fits your sector, size and security position first. In Glasgow that matters because the local base runs from asset-heavy engineering and manufacturing to service firms with little to secure against, and lender appetite varies sharply between those. Many national lenders also treat Scottish deals differently, since Scots law on property and security differs from England and Wales, so it helps to work with people who know which lenders are comfortable north of the border. It does not mean a guaranteed outcome: no broker can promise approval or a particular rate, because the decision and pricing sit with the lender and depend on your business.
How we handle a Glasgow deal from enquiry to drawdown
We start with a straight conversation about what you need the money for, how the business trades and what you can offer as security or as a deposit. From there we build a picture that a lender will recognise: recent accounts, management figures, the asset or scheme in question, and your plan for repayment or exit. We then approach the lenders on our panel whose criteria genuinely fit, rather than firing your details at everyone and denting your record with declines. As offers come back we talk you through the real cost, the covenants and the timeline, and once you pick a route we manage the paperwork through to drawdown. Because Scottish conveyancing and security run on Scots law, we make sure your solicitor and the lender's are aligned early, which is often where Glasgow property and development deals lose time if nobody is watching it.
Asset finance in Glasgow
Development finance in Glasgow
Invoice finance in Glasgow
Bridging Finance in Glasgow
Commercial Mortgages in Glasgow
Business Loans in Glasgow
Frequently asked questions
Does CoreFi lend money to Glasgow businesses?
No. CoreFi is a commercial finance broker, not a lender. We arrange and introduce funding by matching your Glasgow business to lenders on our panel whose criteria fit, and we are paid commission by the lender. The lending decision, the rate and the terms are always set by the lender.
What types of finance can you arrange for a Glasgow business?
The most common are asset finance for equipment, plant and vehicles, development finance for property projects, invoice finance to release cash tied up in unpaid invoices, and unsecured business loans for working capital or growth. We work across a whole-of-market panel, so we can look at other products where they suit your situation better.
Do you only work with limited companies?
We work principally with limited companies, which covers most of the funding we arrange for Glasgow businesses. The products on this page are typically unregulated business finance for incorporated borrowers. If you trade as a sole trader or partnership, tell us and we will be honest about what we can and cannot help with.
Can you help if a bank has already said no?
Often, yes. A high street bank declining a Glasgow business does not mean the deal is unfundable; it usually means it did not fit that one lender's criteria. Specialist and challenger lenders take a different view of sectors, security and trading history. We cannot promise an offer, but we can approach lenders whose appetite may suit where a bank's did not.
Are your rates and timelines guaranteed?
No. Any rates, loan-to-value figures or timelines we mention are indicative and illustrative only. Pricing and approval sit entirely with the lender and depend on your business, the security and the lender's appetite at the time. We give you a realistic picture and never guarantee an outcome.
Get matched with lenders for your Glasgow business
Tell us what your business needs and we will match you with lenders whose criteria fit. No obligation, no cost to start the conversation, and a straight answer about what is realistic for your situation.
Get matched with lenders