Business finance in Belfast
CoreFi is a commercial finance broker helping Belfast businesses, principally limited companies, arrange funding across asset finance, development finance and invoice finance. We package your deal, approach lenders whose criteria fit, and manage it to completion. Rates and terms always depend on your business and lender appetite.
Belfast carries a distinctive mix. The Titanic Quarter has become a hub for technology, fintech and cyber security, with firms clustered around Catalyst and the innovation campus; aerospace and advanced manufacturing run deep through the city's east and the airport corridor, on the back of the Spirit AeroSystems and Bombardier heritage at Queen's Island; financial and professional services fill the offices around the Cathedral Quarter, the Gasworks and Bedford Street; and film and creative work has grown around the Harbour and Titanic Studios and the wider Northern Ireland Screen ecosystem. Each of those sectors needs finance for different reasons, and lenders read each of them differently.
CoreFi is a commercial finance broker that arranges funding for businesses across Belfast and the wider Northern Ireland market, principally limited companies. We take time to understand what you are trying to do, package the deal properly, and approach the lenders whose criteria and appetite actually fit. You deal with one point of contact rather than repeating the same application to lender after lender. Any rates, loan-to-value figures or timelines mentioned on this page are indicative and illustrative only; what you are offered depends on your business and on individual lender appetite.
- 1
Tell us what you need
Share what the business is trying to do and roughly what you are looking for. It costs nothing to start and there is no obligation.
- 2
We match you with suitable lenders
We assess your situation against our whole-of-market panel and identify the lenders whose criteria and appetite fit your sector, size and security, including which funders actively support Northern Ireland. We package the deal so it is presented properly the first time.
- 3
You review terms and decide
Where lenders come back with interest, we bring you the indicative terms in plain English and explain the trade-offs. Any figures are illustrative until a lender issues a formal offer. You decide whether to proceed, and we manage the deal to completion.
The finance Belfast businesses actually ask us for
A cyber security firm in the Titanic Quarter scaling ahead of contract revenue does not need the same product as a precision engineering subcontractor in Mallusk buying a five-axis machine, or a developer converting a listed linen mill in the Cathedral Quarter. We work across Belfast's real economy: technology, fintech and cyber security around Catalyst and the Titanic Quarter; aerospace, precision engineering and advanced manufacturing across the Harbour Estate, Newtownabbey and the Mallusk and Nutts Corner corridor; financial, legal and professional services in the city centre, the Gasworks and around Bedford Street and Chichester Street; film, post-production and creative firms tied to the Harbour and Titanic Studios; and the wholesale, logistics and food businesses along the Boucher Road and out toward Holywood Exchange. The products we place most often for Belfast firms are asset finance, development finance and invoice finance. Knowing your sector helps us present the case in the terms a lender expects, which matters for a Northern Ireland business where some panel lenders lend across the whole UK and others treat the region as a specific market.
Why use a broker rather than approach lenders yourself
Approaching lenders directly means repeating your story, learning each lender's criteria the hard way, and often hearing no for reasons you could not have known in advance. A broker sits on the other side of that. We hold relationships and criteria detail across a whole-of-market panel of UK lenders, so we can steer your enquiry toward the ones whose appetite fits your sector, size and security position first. For Belfast businesses that has a particular edge, because not every lender is equally comfortable lending in Northern Ireland, and a firm here often benefits from someone who knows which funders actively support the region and which do not. It does not mean a guaranteed outcome: no broker can promise approval or a particular rate, because the decision and pricing sit with the lender and depend on your business.
What drives a funding decision
It helps to be clear about what a lender underwrites, because it is not marketing, it is credit. Lenders look at your trading history, the strength and predictability of your cash flow, any security on offer, the sector you operate in and the purpose of the funds. A profitable Titanic Quarter software company with recurring contracted revenue is a different proposition from an early-stage creative venture with lumpy project income, and lenders price and structure accordingly. Manufacturing and aerospace subcontractors are often asset-rich but capital-hungry, which shapes the products that suit them. Our job is to present your case honestly and in full, to the lenders most likely to say yes, and to be straight with you about what is realistic for a Belfast business. CoreFi is a trading name of JG Core Ltd; we are a broker, not a lender, and we do not decide outcomes.
Asset Finance in Belfast
Development Finance in Belfast
Invoice Finance in Belfast
Bridging Finance in Belfast
Commercial Mortgages in Belfast
Business Loans in Belfast
Frequently asked questions
Do you cover all of Belfast and Northern Ireland?
Yes. We work with businesses across Belfast, from the Titanic Quarter and the Harbour Estate to the Cathedral Quarter and the wider Greater Belfast area, and with firms across Northern Ireland. The lenders we match you to will confirm whether they fund your specific sector, location and security.
Do you lend the money yourselves?
No. We are a commercial finance broker, not a lender. Whether finance is offered, and on what terms, depends on your business and each lender's appetite at the time. We help present your case well, but the decision sits with the lender.
Does it matter that we are based in Northern Ireland?
It can, because not every UK lender is equally active in Northern Ireland. Part of what we do is steer your enquiry toward funders who genuinely support the region, which is harder to work out on your own. The lender still confirms its own appetite as part of the assessment.
What will it cost me?
It costs nothing to start the conversation. On many commercial deals the lender pays a commission to the broker, and where a fee applies we tell you before you commit. We are transparent about how we are paid on your deal.
Get matched with lenders for your Belfast business
Tell us what your business needs and we will match you with lenders whose criteria fit. No obligation, no cost to start the conversation, and a straight answer about what is realistic for your situation.
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