Invoice Finance for Transport & Logistics
Transport and logistics companies have high fixed costs, fuel, driver wages, vehicle maintenance, insurance, that need paying whether or not your customers have settled their invoices. Invoice finance provides immediate cash from your outstanding haulage invoices so you never have to choose between paying drivers and accepting new loads.
Transport invoice finance providers understand proof-of-delivery documentation, subcontractor arrangements, and the industry's tight payment culture. Many offer fuel cards, POD management, and self-billing integration as part of the service.
Key Benefits
- Cover fuel, wages, and vehicle costs without waiting for payment
- Fund new vehicle acquisitions through improved cash flow
- Integrated POD management and self-billing support
- Fuel card programmes offered by some providers
Frequently Asked Questions
Do I need proof of delivery for each invoice?
Yes. Lenders require signed PODs or electronic delivery confirmation before advancing funds. Most transport-specialist providers integrate with common TMS platforms for streamlined POD management.
Can owner-drivers use invoice finance?
Yes. Some providers specialise in single-vehicle operators and small fleets. Minimum facility sizes can be as low as £10k per month for owner-drivers with consistent work.
What about subcontractor payments?
If you subcontract loads, the lender needs to understand your margin structure. Some providers will pay subcontractors directly from the facility, simplifying your cash flow management.
Is self-billing accepted?
Yes. Many haulage companies operate on self-billing (where the customer generates the invoice). Specialist transport lenders are set up to handle self-billing arrangements.
Invoice Finance calculator
Move the sliders for an instant estimate. Free to use, no sign-up.
Cash advanced now
£42,500
Fee
£750
Net received
£49,250
Held back
£7,500
Illustrative estimate only, not a quote or financial advice. A broker will confirm exact terms based on your circumstances and lender appetite.
Related Funding Options
Invoice Finance UK
Release cash tied up in unpaid invoices. Invoice factoring and discounting for UK businesses. Advance up to 90% of invoice value within 24 hours.
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Finance HGVs, vans, and fleet vehicles for UK transport and logistics businesses. Hire purchase, lease, and fleet agreements.
Unsecured Business Loans for Transport Companies
Working capital for UK haulage, courier, and logistics businesses. Fund fleet costs, licensing, and expansion without property security.
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Get matched with lendersCoreFi is a trading name of JG Core Ltd (Company #16218779, England & Wales). CoreFi acts as a commercial finance broker and does not provide regulated financial advice. All products described are unregulated business-to-business finance. Information on this page is for general guidance only and does not constitute a formal offer of finance. Terms, rates, and availability are subject to lender criteria and may change without notice.