Tax Loans for Manufacturers
Manufacturers often experience a cash flow squeeze when Corporation Tax falls due — capital is typically tied up in raw materials, work-in-progress, and equipment. A tax loan ensures HMRC is paid on time while keeping cash available for production.
This is especially valuable after a strong year where profits (and therefore tax) are higher than usual, but the cash has already been reinvested in capacity, stock, and equipment.
Key Benefits
- Protect production cash flow from tax payment timing
- Keep capital deployed in raw materials and stock
- Avoid drawing on credit facilities for tax purposes
- Ensure HMRC compliance without disrupting operations
Frequently Asked Questions
When should I apply?
Ideally 2-4 weeks before your Corporation Tax deadline (9 months and 1 day after your accounting period ends). This allows time for approval and payment processing.
Can I fund PAYE as well?
Yes. Manufacturers with large workforces can fund PAYE and employer NIC through a tax loan, especially useful during overtime-heavy production periods.
What documentation is needed?
Your Corporation Tax computation (or estimate from your accountant), recent filed accounts, bank statements, and basic company information. The process is streamlined compared to a general business loan.
Can I combine with capital allowance claims?
Your accountant should ensure all eligible capital allowances (AIA, super-deduction successor) are claimed before finalising your tax computation. This reduces the amount you need to borrow.
Related Funding Options
Tax Loans UK
Spread Corporation Tax, PAYE, and other tax liabilities. Tax loans for UK businesses from £5k to £500k.
VAT Loans for Manufacturers
Spread quarterly VAT payments to protect production cash flow. VAT loans for UK manufacturing businesses.
Unsecured Business Loans for Manufacturers
Working capital and growth funding for UK manufacturers. No property security needed. Fund raw materials, hiring, and expansion.
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Learn About Our Broker NetworkCoreFi is a trading name of JG Core Ltd (Company #16218779, England & Wales). CoreFi acts as a commercial finance broker and does not provide regulated financial advice. All products described are unregulated business-to-business finance. Information on this page is for general guidance only and does not constitute a formal offer of finance. Terms, rates, and availability are subject to lender criteria and may change without notice.