Introduce commercial finance to your bookkeeping clients with CoreFi
Bookkeepers can join CoreFi's introducer programme and refer business clients who need commercial finance. You earn a share of the lender commission on each funded deal, starting at 5%, rising to 8% after 10 funded referrals and 12% after 50, with a 15% ceiling. There is no cost to join and no need to advise on finance yourself.
Bookkeepers sit closer to a business's cashflow than almost anyone else. You see the late-paying customers, the VAT bill that lands at the wrong moment, the equipment that needs replacing and the month where the numbers simply do not stretch. That visibility puts you in a natural position to spot when a client would benefit from commercial finance, well before they think to ask their bank.
CoreFi's introducer programme turns those observations into a recurring income stream, without changing what you do. You do not advise on finance, package deals or take on regulatory responsibility. You introduce the client, CoreFi's brokers do the work, and you earn a share of the lender commission when a deal completes. This page explains how it works, what you can realistically earn, and where the boundaries sit.
- 1
Sign up as a CoreFi introducer
Register for the introducer programme at no cost. You confirm a few basic details about yourself and your bookkeeping practice, and agree to the introducer terms that set out how referrals and commission work.
- 2
Flag the need and get consent
When your bookkeeping work surfaces a client who could benefit from commercial finance, raise it with them and, with their agreement, introduce them to CoreFi. You only ever pass on details with the client's consent.
- 3
Hand the deal to CoreFi
Submit the introduction through CoreFi. A broker qualifies the client, matches them to suitable lenders on the panel, packages the application and supports the client through to completion. You are not involved in advising on or arranging the finance.
- 4
Get paid when the deal completes
When a referred deal completes and the lender pays commission, you receive your share, starting at 5% and rising with your number of funded referrals to 12%, with a 15% ceiling. Your dashboard tracks each referral and the commission owed.
Why bookkeepers make strong introducers
Bookkeepers have three advantages that make them effective finance introducers.
You see the need first. Reconciling accounts and running management reports means funding gaps show up in your work long before they become a crisis. A client stretching supplier payments, drawing down an overdraft, or delaying a purchase is often a client who needs working capital, asset finance or invoice finance.
You are trusted with the detail. Business owners already rely on you with sensitive financial information. A recommendation from you carries weight, because it comes from someone who understands their actual position rather than a cold approach.
You have the numbers to hand. When a client agrees to an introduction, you already know the turnover, the trading history and the shape of the balance sheet. That context helps CoreFi's brokers match the client to suitable lenders quickly, which improves the chance of a completed deal and your commission with it.
How you earn: a share of the lender commission
When CoreFi places a deal, the lender pays a commission on completion. As the introducer, you receive a share of that lender commission. You are not paid a percentage of the loan, a percentage of the deal value, or a slice of CoreFi's arrangement fee; your earnings come from the commission the lender pays.
Your share is tiered by the number of deals you have referred that go on to complete:
- 5% of the lender commission on your early referrals - 8% once you pass 10 funded referrals - 12% once you pass 50 funded referrals
The published headline is up to 12%, with a ceiling of 15% for the most active introducers.
To put that in context, the average gross lender commission on a completed CoreFi deal is around £3,600. A 5% share of that is roughly £180 per completed deal, and a 12% share is roughly £432, with higher and lower figures depending on the deal. These numbers are illustrative only. Commission varies with the lender, the product and the facility size, and no level of income is guaranteed. You are paid when a referred deal actually completes and the lender pays out.
Spotting the moment a client needs funding
You do not need to become a finance expert. You already recognise the signals in your day-to-day work:
- Repeatedly stretched supplier or HMRC payments - An overdraft or card that is consistently near its limit - A large customer paying slowly while the client's own costs keep coming - Plans to buy equipment, vehicles or stock that the current balance can not fund - A growth opportunity, new contract or acquisition that needs capital up front
When you notice one of these, you simply flag it to the client and, with their agreement, introduce them to CoreFi. The conversation stays comfortable because you are helping, not selling. From there, a CoreFi broker handles the qualification, lender matching, packaging and completion.
Where the boundaries sit
CoreFi is a commercial finance broker, not an FCA-authorised or FCA-regulated firm, and this programme does not make you one either. Your role is limited to introducing a client; you do not give financial advice, recommend a specific product, or arrange the finance yourself. CoreFi's brokers carry the deal from that point.
Most commercial finance introduced to limited companies falls outside the FCA's regulated-activities regime, so an introduction of that kind does not require you to hold FCA authorisation. That is not a blanket position, and it would be wrong to tell you no permissions ever apply. Introductions involving sole traders, partnerships or individuals, or involving regulated products such as consumer credit or residential mortgages, can require FCA permission. If a client's need touches those areas, CoreFi will tell you, and you should not assume it is covered.
Your own professional and regulatory position remains yours to manage. If in doubt about a particular introduction, ask CoreFi or take your own advice before proceeding.
How CoreFi supports you across your client base
CoreFi works from public company-finance signals across UK businesses to help brokers identify where funding is likely to be needed and to match clients to appropriate lenders. This is general market intelligence drawn from publicly available company data; it is not tied to any claim about businesses at a particular address, and it does not replace what you already know about your own clients. Your local knowledge, combined with CoreFi's lender panel and matching engine, is what moves a deal forward.
Once you sign up you get a simple way to submit introductions, visibility of their progress, and transparent tracking of the commission owed to you as deals complete. There is no fee to join and no obligation to refer any minimum number of clients.
Frequently asked questions
How much can I earn as a bookkeeper introducer?
You earn a share of the lender commission on each completed deal, starting at 5% and rising to 8% after 10 funded referrals and 12% after 50, with a 15% ceiling for the most active introducers. The average gross lender commission on a CoreFi deal is around £3,600, so a 5% share is roughly £180 and a 12% share roughly £432 per completed deal. These figures are illustrative and not guaranteed.
Do I get paid a percentage of the loan or the deal value?
No. Your earnings are a share of the commission the lender pays CoreFi on completion, not a percentage of the loan amount, the deal value, or CoreFi's arrangement fee. You are paid only when a referred deal actually completes.
Do I need to give financial advice or arrange the finance?
No. Your role is limited to introducing the client with their consent. CoreFi's brokers handle qualification, lender matching, packaging and completion. You do not advise on products or arrange finance yourself.
Do I need to be FCA authorised to make introductions?
Most commercial finance introduced to limited companies falls outside the FCA's regulated-activities regime, so introductions of that kind do not require you to be FCA authorised. This is not a blanket rule. Introductions involving sole traders, partnerships, individuals, or regulated products such as consumer credit or residential mortgages can require FCA permission. CoreFi will flag where a client's need falls outside the unregulated commercial route.
Is CoreFi FCA regulated?
CoreFi is a commercial finance broker and is not presented here as FCA authorised or regulated. Broking or introducing unregulated commercial finance to limited companies does not require FCA authorisation. Introductions involving sole traders, partnerships, individuals, or regulated products can require FCA permission, and CoreFi will flag those cases. Your own professional and regulatory position remains yours to manage.
How much does it cost to join?
Nothing. There is no fee to join the introducer programme and no requirement to refer any minimum number of clients. You earn a share of the lender commission when a deal you introduced completes.
How do I know when a client needs finance?
You already see the signals in your bookkeeping work: stretched supplier or HMRC payments, an overdraft near its limit, a large customer paying slowly, or plans to buy equipment or stock that current funds can not cover. When you spot one, you flag it to the client and, with their agreement, introduce them to CoreFi.
Turn what you already see into introducer income
You spot cashflow gaps in your clients' books every day. Join CoreFi's introducer programme, refer the clients who need funding, and earn a share of the lender commission on every completed deal, up to a headline of 12%. No cost to join, no advice to give, no minimum referrals.
Become a CoreFi introducer