Introduce commercial finance to your bookkeeping clients with CoreFi
Bookkeepers can join CoreFi's introducer programme and refer business clients who need commercial finance. You earn a share of the lender commission on each funded deal, starting at 5%, rising to 8% after 10 funded referrals and 12% after 50, with a 15% ceiling. There is no cost to join and no need to advise on finance yourself.
You see the numbers before anyone else does. The client stretching supplier payments three months running. The VAT return that lands the same week a big customer pays late. The overdraft that keeps touching its limit because the float never quite recovers. That pattern, sitting in the reconciliations week after week, is a funding signal, and it shows up in your work long before the client thinks to call a bank.\n\nWe built the introducer programme for people in exactly this position. You spot the need, you make the introduction with the client's consent, and we take it from there. A CoreFi broker qualifies the client, matches them to the right lender, packages the application and manages the deal to completion. When it funds, you earn a share of the lender commission. No advice for you to give, no product to sell, no panel to maintain.
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Sign up as a CoreFi introducer
Register for the introducer programme at no cost. You confirm a few basic details about yourself and your practice and agree the introducer terms, which set out how referrals and commission work.
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Flag the need and get consent
When your bookkeeping work surfaces a client who could benefit from commercial finance, raise it with them. With their agreement, introduce them to CoreFi. You only ever pass on details with the client's explicit consent.
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Hand the deal to CoreFi
Submit the introduction through CoreFi. A broker qualifies the client, matches them to suitable lenders on the panel, packages the application and manages the deal to completion. You are not involved in advising on or arranging the finance.
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Get paid when the deal completes
When a referred deal funds and the lender pays commission, you receive your share, starting at 5% and rising with your count of funded referrals to 12%, with a 15% ceiling. Your dashboard tracks each referral and the commission owed.
What you actually earn
You earn a share of the commission the lender pays CoreFi on a funded deal. Not a percentage of the loan. Not a cut of the arrangement fee. Not a percentage of the deal value. The lender commission.
Your share is tiered by the count of funded referrals you have made:
- 5% on your early referrals - 8% once you pass 10 funded referrals - 12% once you pass 50
The published headline is up to 12%, with a 15% ceiling for the most active introducers.
To put numbers on it: our average gross lender commission on a completed deal is around £3,600. A 5% share of that is roughly £180. A 12% share is roughly £432. These are illustrative figures only, based on that average. Actual commission varies by lender, product and facility size. Some deals pay more, some less, and a deal only pays when it completes and the lender pays out. Nothing here is guaranteed.
The signals are already in your work
You do not need to pitch finance or become a lending expert. The triggers are things you already notice:
- Supplier or HMRC payments repeatedly stretched or late - An overdraft or business card consistently near its limit - A large debtor paying slowly while the client's own costs keep coming - Plans to buy equipment, vehicles or stock the current balance cannot fund - A new contract or acquisition that needs capital up front
When one of those patterns appears, you raise it with the client. If they want to explore funding, you introduce them to CoreFi with their consent. That is the extent of your involvement. A broker picks it up and manages it to completion.
What we arrange
Commercial mortgages, bridging and development finance, asset and equipment finance, invoice finance, unsecured and secured business loans, merchant cash advances, acquisition finance. The core of our work is arranging finance for limited companies, which in the UK does not require FCA authorisation.
Where a client is a sole trader or partnership, or where a regulated product is involved, different rules can apply. We identify those cases and handle them appropriately. We will tell you if a referral falls outside the unregulated commercial route.
Where the limits sit
CoreFi is a commercial finance broker. We are not FCA authorised and we do not claim to be. Joining this programme does not make you a regulated person either. Your role is to introduce; you do not advise on products, recommend a lender or arrange the finance.
Introducing commercial finance to limited companies is an unregulated activity and does not require FCA authorisation. That is not a blanket position. Introductions involving sole traders, partnerships or individuals, or involving regulated products such as consumer credit or residential mortgages, can require FCA permission. If a client's situation touches those areas, we will flag it clearly. Do not assume it is covered.
Your own professional position is yours to manage. If you are uncertain about a particular introduction, ask us or take your own advice before you proceed.
How CoreFi works alongside what you know
We work from public company-finance signals across UK businesses, Companies House filings, new charges, filed accounts and similar public records, to help our brokers read the lending landscape and work deals efficiently. This is general market intelligence drawn from publicly available data. It is not a claim about businesses at any particular address, and it does not replace what you already know about your own clients.
Your knowledge of a client's actual position is what makes a referral land. We provide the lender panel, the broker and the process. You provide the relationship and the context. That combination is what gets deals done.
Frequently asked questions
How much can I earn as a bookkeeper introducer?
You earn a share of the lender commission on each completed deal, starting at 5% and rising to 8% after 10 funded referrals and 12% after 50, with a 15% ceiling for the most active introducers. Our average gross lender commission on a CoreFi deal is around £3,600, so a 5% share is roughly £180 and a 12% share roughly £432 per completed deal. These figures are illustrative and not guaranteed. Actual commission varies by lender, product and deal size.
Do I get paid a percentage of the loan or the deal value?
No. Your earnings are a share of the commission the lender pays CoreFi on completion, not a percentage of the loan amount, the deal value or CoreFi's arrangement fee. You are paid only when a referred deal completes and the lender pays out.
Do I need to give financial advice or arrange the finance?
No. Your role is limited to introducing the client with their consent. CoreFi's brokers handle qualification, lender matching, packaging and completion. You do not advise on products or arrange finance yourself.
Do I need to be FCA authorised to make introductions?
Most commercial finance introduced to limited companies falls outside the FCA's regulated-activities regime, so introductions of that kind do not require you to be FCA authorised. This is not a blanket rule. Introductions involving sole traders, partnerships, individuals or regulated products such as consumer credit or residential mortgages can require FCA permission. We will flag where a client's need falls outside the unregulated commercial route.
Is CoreFi FCA regulated?
No. CoreFi is a commercial finance broker and is not FCA authorised or regulated. Broking unregulated commercial finance to limited companies does not require FCA authorisation. Introductions involving sole traders, partnerships, individuals or regulated products can require FCA permission, and we handle those cases accordingly. Your own professional and regulatory position remains yours to manage.
How much does it cost to join?
Nothing. There is no fee to join the introducer programme and no requirement to refer any minimum number of clients. You earn a share of the lender commission when a deal you introduced completes.
How do I spot when a client needs finance?
You already see it in your bookkeeping work: stretched supplier or HMRC payments, an overdraft consistently near its limit, a large customer paying slowly, or plans to buy equipment or stock that current funds cannot cover. When you notice one of those patterns, raise it with the client and, with their agreement, introduce them to CoreFi.
Turn what you already see into introducer income
You spot cashflow gaps in your clients' books every day. Join CoreFi's introducer programme, refer the clients who need funding, and earn a share of the lender commission on every completed deal, up to a headline of 12%. No cost to join, no advice to give, no minimum referrals.
Become a CoreFi introducer