Become a CoreFi introducer as a wealth manager
As a CoreFi introducer, you refer business-owner clients who need commercial finance and earn a share of the lender commission on each funded deal, not the arrangement fee or a percentage of the loan. The rate starts at 5%, rises to 8% after 10 funded referrals and 12% after 50, with a 15% ceiling. You keep the client relationship; CoreFi arranges, packages and manages the deal.
Wealth managers sit closer to their clients' full financial picture than almost any other adviser. When a client who owns a trading company, a property portfolio or a growing SME needs commercial finance, you often hear about it first: an acquisition, a development, a working-capital squeeze, a refinance. Placing that need is outside the scope of most wealth management mandates, but the client still expects you to point them somewhere credible.
CoreFi's introducer partnership lets you do that and be paid for it, without adding regulated work or operational burden. You make a warm introduction; CoreFi's broker team arranges the facility across a specialist lender panel, handles the packaging, lender selection, compliance and updates, and pays you a share of the lender commission on every deal that completes. The client relationship stays yours. There is no cost to join and no minimum volume.
This is a commercial introduction arrangement for business finance. It sits alongside your existing advice business; it does not change your own regulatory permissions or ask you to give any advice on the finance itself.
- 1
Apply to become an introducer
Complete the short introducer application on the CoreFi introducers page. There is no fee to join and no minimum volume commitment. You tell us about your practice and the kinds of business-owner clients you work with.
- 2
Get set up and sign the referrer agreement
Sign CoreFi's referrer agreement, which sets out how introductions work, how your share of the lender commission is calculated and paid, and the boundaries of the arrangement. This is the point at which you can start introducing clients.
- 3
Introduce a client who needs finance
When a business-owner client mentions a funding need, make a warm introduction to CoreFi. You can pass a single client or, if you have several, use the bulk referral upload. The broker team picks it up and keeps you informed.
- 4
We arrange the deal and pay you on completion
CoreFi scopes the requirement, matches it to the lender panel, packages and submits the deal, and manages it to completion. When the deal funds, your share of the lender commission is recorded and paid. Your share rises as your number of funded referrals grows.
How the introducer partnership works
The model is deliberately simple, so it fits around a wealth management practice rather than competing with it.
You introduce, we arrange. When a business-owner client needs funding, you make a warm introduction. CoreFi's broker team takes it from there: scoping the requirement, matching it against the lender panel, packaging the submission, managing the lender process and keeping the client and you informed.
The relationship stays yours. CoreFi arranges the finance in its own name as the broker and does not cross-sell your client wealth, investment or advice services. Your client remains your client.
You are paid on completion. When a deal funds, you earn a share of the lender commission. There is nothing to reconcile against a client fee and nothing to invoice the client for. You are never charged, and the client is not charged more because you introduced them.
It recurs. Business owners need finance repeatedly across a cycle: acquisition, expansion, refinance, asset purchase. Each completed deal you introduce pays again.
What you earn, and how it is calculated
You earn a share of the lender commission on each funded deal. That is the commission the lender pays CoreFi for arranging the facility. You do not earn a percentage of the loan value, the client's arrangement fee or the deal size; you earn a slice of what the lender pays.
The share rises with the number of funded referrals you have made, not with any single deal's size:
| Funded referrals | Your share of lender commission | |---|---| | 0 to 9 | 5% | | 10 to 49 | 8% | | 50 or more | 12% |
The published headline is up to 12%, with a ceiling of 15% for the most active introducers, reached through the same volume-based progression.
To make that concrete, the average gross lender commission across CoreFi's product range is around £3,600 per funded deal. On that illustrative basis, a 5% share is roughly £180 per completed referral, an 8% share around £288, and a 12% share around £432. These figures are illustrative only. Actual commission varies by product, lender and facility, and nothing here is guaranteed. Some deals pay more, some less, and a deal only pays when it completes.
Why this fits a wealth management practice
Wealth managers are trusted with the whole financial life of business-owner clients, but commercial finance rarely sits inside the mandate or the fee. That leaves a recurring, unmonetised need.
An introducer partnership closes that gap without stretching your remit. You are not advising on the finance, arranging it or taking responsibility for the credit decision; you are making a credible introduction to a specialist who does. Your client gets a professional route to funding instead of a search engine, you get paid when it completes, and the underlying relationship, along with the wider financial planning around it, stays with you.
It also strengthens the core relationship. Helping a client solve a live funding problem, cleanly and at no cost to them, is the kind of practical value that keeps business owners loyal to their wealth manager.
Where the client leads come from
Most introductions come from your own book: the moment a client mentions an acquisition, a property project, an equipment purchase or a cash-flow gap.
CoreFi also runs public-record signal tracking across UK companies, using published data such as Companies House filings, new charges and other public financial signals, to identify businesses that may be approaching a funding need. This helps the broker team understand demand and timing across the market. It is general market intelligence drawn from public records; it is not tracking of your own clients, and it makes no claim about businesses connected to your firm or its address. Your introductions are always yours to make, on your own judgement about which clients to refer.
Your regulatory position stays yours
CoreFi is a commercial finance broker, not a regulated financial adviser, and it is not the FCA-authorised adviser for your clients' personal or investment affairs. Nothing in this partnership changes your own permissions or the basis on which you advise.
Introducing unregulated commercial finance to a limited company does not itself require FCA authorisation. Some situations are different: introducing finance to sole traders or partnerships, or anything involving regulated products such as consumer credit or regulated mortgages, can require permissions. Where a client's need touches regulated territory, CoreFi handles it through the appropriate authorised route rather than asking you to.
Your own regulatory status, and any obligations to disclose the referral arrangement to your clients under the rules that apply to you, remain your responsibility. CoreFi does not provide regulated personal financial advice and does not take on your compliance obligations. If you are unsure how an introducer arrangement interacts with your permissions, check your own position before you start.
Frequently asked questions
How is my commission worked out?
You earn a share of the lender commission that CoreFi receives for arranging each funded deal, not a percentage of the loan, the deal value or the client's arrangement fee. The share starts at 5%, rises to 8% after 10 funded referrals and 12% after 50, with a 15% ceiling. It is based on your number of funded referrals, not the size of any single deal.
How much could I actually earn per deal?
It depends on the product, the lender and the facility, so nothing is guaranteed. As an illustration, the average gross lender commission across CoreFi's range is around £3,600 per funded deal, so a 5% share is roughly £180 and a 12% share roughly £432. These are illustrative figures only; a deal only pays when it completes, and actual amounts vary.
Does becoming an introducer affect my own FCA permissions?
No. This is a commercial introduction arrangement for business finance and does not change your own regulatory position, which remains yours. CoreFi is a commercial finance broker, not a regulated personal financial adviser, and does not take on your compliance obligations. You are responsible for any disclosure of the arrangement your own rules require.
Do I need any qualification or authorisation to refer clients?
Introducing unregulated commercial finance to a limited company does not itself require FCA authorisation. Introducing finance to sole traders or partnerships, or anything involving regulated products, can require permissions, and CoreFi routes those cases through the appropriate authorised channel rather than asking you to handle them.
Will CoreFi try to cross-sell or take my client?
No. CoreFi arranges the commercial finance and nothing more. It does not offer your clients wealth, investment or advice services. The client relationship, and the wider financial planning around it, stays with you.
What does it cost to join, and is there a minimum?
There is no cost to join and no minimum volume. You are never charged, and your client is not charged more because you introduced them. You are paid a share of the lender commission only when a deal you introduced completes.
How do I refer more than one client at a time?
You can make individual warm introductions or use the bulk referral upload if you have several clients to pass across. The broker team picks up each introduction, arranges the finance across the lender panel and keeps you updated on progress and completion.
Turn your clients' funding needs into recurring income
Join as a CoreFi introducer, refer business-owner clients who need commercial finance, and earn a share of the lender commission on every deal that completes, up to 12%, rising as you refer more. No cost to join, no minimum, and the client stays yours.
Become an introducer