Finance Built for Construction
From site acquisition to project completion, we help construction firms access the funding they need to build, grow, and deliver.
£210bn
UK construction output
350,000+
SME construction firms
65 days
Average payment delay
2 to 14 days
Typical funding speed
Construction businesses face unique cash flow challenges. Payment terms are long, upfront costs are high, and projects often require staged funding. Whether you are a sole trader fitting kitchens or a developer building 50 houses, the right finance structure can transform your ability to take on larger projects and grow your business.
Common Challenges in Construction
Long payment cycles
Waiting 60 to 90 days for stage payments while wages, materials, and subcontractors need paying now.
Upfront material costs
Buying materials and hiring plant before a single payment comes in. Cash flow gaps can stall entire projects.
Seasonal demand
Work volumes fluctuate with weather, planning cycles, and economic conditions. Cash reserves need to stretch.
Growth funding
Taking on larger contracts requires more working capital, equipment, and sometimes new premises.
Finance Solutions for Construction
We work with specialist lenders to find the right product for your business.
Construction & Development Finance
Stage-released funding for new builds, conversions, and refurbishment projects.
Learn moreBridging Loans
Fast short-term finance for site acquisition, auction purchases, and chain breaks.
Learn moreAsset Finance
Spread the cost of plant, machinery, and vehicles over 12 to 60 months.
Learn moreInvoice Finance
Release cash tied up in unpaid invoices from main contractors and clients.
Learn moreCommercial Vehicle Finance
Fund your fleet of vans, trucks, and specialist vehicles.
Learn moreGet a Free Construction Finance Quote
Tell us what you need and we will match you with the best lenders for your business. No obligation, no credit check.
Get matched with the right lenders
Tell us a little about your business and we will match you across our UK lender panel. No fee to search, no obligation.
Frequently Asked Questions
Can I get finance for a construction project without a track record?
Yes. Some lenders will fund first-time developers if the project is strong and you have relevant industry experience. Development finance providers focus on the viability of the project, not just the borrower's history.
How does development finance work?
Development finance is released in stages as the build progresses. A surveyor confirms each milestone before the next tranche is released. This protects both the lender and the borrower.
Can I finance plant and machinery for a specific contract?
Absolutely. Asset finance can be structured around specific contracts with terms matched to the project timeline. Hire purchase and finance lease are the most common structures.
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Ready to Get Funded?
Whether you need working capital, equipment finance, or property funding, we can connect you with the right lender in days, not weeks.