What can I earn as a self-employed CoreFi commercial finance broker?
As a self-employed CoreFi broker you keep a share of the commission CoreFi earns from the lender on each funded deal. The split starts at 55% on self-sourced deals and rises with your lifetime commission earned. It is variable, uncapped, and not guaranteed; income depends entirely on the deals you place.
CoreFi works with self-employed commercial finance brokers, not employees. You run your own business and CoreFi gives you the platform, the lender panel, and the tools to place commercial finance deals. Your earnings come from a share of the commission CoreFi receives from the lender when a deal completes. That share starts at 55% on deals you source yourself and increases as your lifetime commission earned grows. There is no cap, but there is also no salary and no guaranteed income; what you earn depends on the deals you place. This page explains exactly how the split works and shows an illustrative example so you can understand the model before you apply.
- 1
Understand the split
Your earnings are a share of the commission CoreFi earns from the lender on each completed deal, starting at 55% on self-sourced deals and rising with your lifetime commission earned. It is variable and not guaranteed.
- 2
Apply to join
Submit an application to become a self-employed CoreFi broker. There is no employment relationship; you run your own business.
- 3
Complete onboarding and compliance
Finish onboarding, meet CoreFi's compliance requirements, and get access to the lender panel and tools so you can start placing deals.
- 4
Source and place deals
Bring in commercial finance clients, submit deals through the platform, and earn your split of the lender commission on each deal that completes.
You keep a split of the commission, not a cut of the loan
When a commercial finance deal you have worked completes, the lender pays CoreFi a commission. You keep an agreed percentage of that commission. This is a split of CoreFi's lender commission; it is not a percentage of the loan amount, not a fixed fee per deal, and not the introducer model where a referrer takes a smaller slice of the lender commission. Because your earnings track real commissions on completed deals, they are variable and are not guaranteed. No deal, no commission.
Your split starts at 55% and rises with lifetime earnings
On deals you source yourself, your split starts at 55% of the commission CoreFi earns from the lender. As your lifetime commission earned grows, your split increases: 60% once you pass £50,000 lifetime, 65% at £1,000,000, and 70% at £2,500,000. On deals where CoreFi provides the lead rather than you sourcing it, the split is lower, starting from around 45%, and platform-generated leads start lower again from around 35%. The tiers reflect the type of lead and your track record over time. There is no upper cap on total earnings, but the split percentages are fixed at the levels above.
An illustrative worked example
This example is illustrative only and does not represent typical or expected earnings. Take a £500,000 bridging deal where the lender pays a 1.5% commission. That is roughly £7,500 of gross commission to CoreFi. On a self-sourced deal at the starting 55% split, your share of that single deal would be about £4,125. Different deal sizes, products, commission rates, and lead sources produce very different figures, and clawback can apply if a deal is later cancelled or defaults within the clawback window. Your actual income depends entirely on the deals you place and complete.
This is a self-employed arrangement, not a job
CoreFi does not employ brokers. There is no salary, no guaranteed hours, no holiday pay, and no employee benefits. You operate as a self-employed business, you are responsible for your own tax and National Insurance, and you invoice for your commission. In return you keep a meaningful share of the commission on every deal you place, you work when and how you choose, and your earning potential is not capped by a pay grade.
What CoreFi provides
You get access to CoreFi's commercial finance lender panel, deal submission and pipeline tools, quoting and matching engines, and a CRM to manage your clients and deals. CoreFi handles the platform and much of the lender relationship infrastructure so you can focus on sourcing and placing deals. The tools and panel available to you may change over time, and access depends on completing onboarding and meeting CoreFi's compliance requirements.
Regulatory position, in plain terms
Broking unregulated commercial finance to limited companies does not require authorisation from the Financial Conduct Authority. Broking to sole traders or partnerships, or dealing in regulated products, can require FCA permission, and CoreFi's onboarding and platform controls guide which deals you can place. CoreFi is not itself FCA-authorised for consumer credit broking, and does not present itself as regulated. If you are unsure whether a particular deal falls inside or outside the regulatory perimeter, ask before you place it.
Frequently asked questions
Is CoreFi broker income guaranteed?
No. There is no salary and no guaranteed income. You are self-employed and your earnings depend entirely on the deals you source and complete. Income is variable and can be nil in any given period.
Is this a job or a self-employed arrangement?
It is a self-employed business-to-business arrangement. CoreFi does not employ brokers, so there is no salary, no guaranteed hours, no holiday pay, and no employee benefits. You are responsible for your own tax and National Insurance.
How is my split calculated?
You keep a percentage of the commission CoreFi earns from the lender on each completed deal. It starts at 55% on self-sourced deals and rises to 60%, 65%, and 70% as your lifetime commission earned passes £50,000, £1,000,000, and £2,500,000. CoreFi-provided leads start from a lower split.
Do I earn a percentage of the loan amount?
No. Your earnings are a share of the commission CoreFi receives from the lender, not a percentage of the loan and not a fixed fee per deal.
Is there a cap on what I can earn?
There is no upper cap on total earnings. The split percentages are fixed at the tier levels, but the number and size of deals you place is up to you.
Do I need to be FCA-authorised?
Broking unregulated commercial finance to limited companies does not require FCA authorisation. Broking to sole traders or partnerships, or dealing in regulated products, can require permission. CoreFi's onboarding guides which deals you can place, and you should ask if you are unsure.
What does CoreFi provide?
Access to its commercial finance lender panel, deal submission and pipeline tools, quoting and matching engines, and a CRM, subject to completing onboarding and meeting compliance requirements.
When do I get paid?
Commission becomes payable only when a deal completes and CoreFi receives the commission from the lender. Payment is tied to deal performance, and clawback can apply if a deal is cancelled or defaults within the clawback window.
Ready to build your own broking business?
Apply to join CoreFi as a self-employed commercial finance broker. Keep a meaningful share of the lender commission on every deal you place, with no cap on what you can earn. Income is variable and not guaranteed; what you earn depends on the deals you complete.
Apply to become a broker