UK Tax Optimisation
An intermediate course covering the most impactful tax-planning strategies available to UK residents — from CGT and dividends to pensions, ISAs, EIS/SEIS, property tax, Self Assessment, and inheritance planning. Every figure uses 2024-25 or 2025-26 tax year rates.
Capital Gains Tax — Allowances & Planning
Understand CGT rates, the £3,000 Annual Exempt Amount, and practical strategies like bed-and-ISA, loss harvesting, and spousal transfers.
Dividend Tax
How dividends are taxed in the UK, the £500 allowance, and why salary-vs-dividend extraction matters for company directors.
ISA Tax Strategy
How to use the full £20,000 ISA allowance strategically across Cash ISAs, Stocks & Shares ISAs, and Lifetime ISAs.
Pension Tax Relief
How pension contributions attract tax relief at your marginal rate, salary sacrifice, annual allowance tapering, and the carry-forward rule.
EIS, SEIS & VCT
Venture capital tax reliefs — 30-50% income tax relief, CGT deferral, loss relief, and the qualifying conditions you need to meet.
Property Tax — SDLT & Section 24
Stamp Duty Land Tax bands, the 3% additional-property surcharge, Section 24 mortgage interest restriction, and CGT on residential property disposals.
Self Assessment Walkthrough
Who needs to file a Self Assessment tax return, the key deadlines, penalties for late filing, and what you can claim.
Tax-Efficient Giving & Inheritance
How Gift Aid, payroll giving, and Inheritance Tax planning (nil-rate bands, the 7-year rule, and charitable legacies) can reduce your overall tax burden.
Disclaimer: Educational content only. Not financial, tax, or legal advice. CoreFi is not authorised or regulated by the FCA. Consult a qualified professional for personalised guidance.